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Insurance has become more expensive over the past year, and many people are asking the same question: Why? While there are several factors, one of the most important is the severity of claims and the continued impact of catastrophic, or CAT, losses. These events affect the entire system, even if you personally have not experienced […]

As summer comes to an end, families across the community prepare for a busy back-to-school season. New routines often bring new responsibilities, from adjusting daily schedules to thinking about safety on the roads. For many families, it’s also a time to revisit insurance needs, especially with older children leaving home for college. Whether it’s ensuring […]

If you bought your Homeowners Insurance 15 years ago, you probably haven’t forgotten how affordable things once were. In 2010, the cost to build a new home was about $130 per square foot. Today, that number is anywhere between $225 and $300 or more. That kind of increase can mean that the coverage amount on […]

School is out soon, if not already, and Summer is right around the corner. For many families, it is the beginning of the camping season. A time to connect with nature and enjoy the outdoors. If a trip or two is in your plans, here are some lesser-known but important things about insuring your camper […]

Spring and summer storms can bring more than just wind and rain—they can also bring unexpected damage to your home and property. Whether you live in the Midwest, the Great Plains, or the Southwest, it’s a good idea to check your Homeowners Insurance before storm season begins. Many people don’t think about their policy until […]

As insurance agents, one of the most important conversations we’ve been having with homeowners lately revolves around changes in their homeowners insurance policies, specifically regarding how their roofs are covered and what deductibles apply for wind and hail damage. Over the past few years, we’ve seen a noticeable shift in how many insurance companies structure […]

When buying insurance, customers often choose between an independent insurance agency such as ours, a captive agent representing a single insurance company, or a direct writer where you have no agent. While each option has merits, an independent insurance agency offers a significant advantage: access to competitive quotes from many top-rated insurance companies. This flexibility […]

Having the right amount of insurance coverage is crucial when it comes to protecting your home and belongings. The unprecedented fires in California have made us think more about our possessions and where to begin recovering from such a loss. Ask yourself, how many shirts do you have? How many pairs of slacks or jeans? […]

As the New Year begins, many of us are setting resolutions—committing to healthier habits, financial goals, or personal growth. But have you considered adding an insurance review to your list of priorities? While it might not be the first thing that comes to mind, reassessing your insurance needs can be one of the most important […]

Being in the insurance industry allows us to empathize with the impact disasters can have on families emotionally and financially. It’s something we witness firsthand all too often. While insurance provides financial support for recovery after a loss occurs, taking steps to avoid such situations altogether is even more beneficial. Preventing harm to your home […]

As fall arrives and the days get shorter with each passing day, drivers must stay alert during this season as deer and elk frequently cross roads when you least expect it, especially during the early morning and evening hours. The peak time for deer activity coincides with their mating season, which usually falls between late […]

Auto insurance can seem complicated. Grasping key concepts can simplify things. Let’s take a look at ten facts about auto insurance. Credit Scores and Insurance Rates – Insurance providers often consider your credit score when determining your premiums. People with lower scores will likely pay more because they are considered risky. Even small changes in […]

The insurance industry is undergoing transformations in response to escalating costs. These modifications are directly impacting your insurance coverage. Let’s delve into some of the alterations and their implications for you. Understanding the Transition Insurance firms are grappling with hurdles stemming from rising costs of materials, labor and claims. In order to sustain profitability, they […]

Ride sharing and food delivery apps have become popular in the economy offering individuals flexible earning opportunities through platforms, like Uber Eats, DoorDash, Lyft and Uber. Despite the allure of independence and adaptability there’s an aspect to consider; insurance. Unlike employment arrangements that come with insurance coverage gig workers must ensure they have the insurance […]

The internet has become a part of our daily lives serving various purposes such as banking, shopping, staying connected with loved ones and safeguarding personal information. As artificial intelligence advances, distinguishing between legitimate requests and fraudulent activities from cybercriminals is increasingly challenging. Incidents like data breaches, identity theft and online scams have unfortunately become all […]

Imagine a powerful windstorm sweeping through our community. Trees bend, branches snap, and you hear a worrying clatter from above. The following day, you discover hail damage to your property. Your outdoor flowers/plants shredded, you can see dings in your aluminum gutters, maybe some shingles are lying on the ground. This is exactly why dwelling coverage, a vital part of […]

You’ve likely seen the headlines: “Car Insurance Rates Soar!”, “Homeowners Insurance Costs on the Rise Again!” It’s a trend nobody enjoys, and for good reason. The cost of auto and home insurance has been climbing steadily over the past few years, squeezing budgets and leaving many wondering what to do. If you are a regular […]

Understanding the factors that determine your car insurance can be confusing at times. However, with clear knowledge, you can make informed decisions and potentially unlock significant savings. This article details the key factors influencing your car insurance premium, empowering you to take charge of your financial journey. Driving Record Your driving record is a primary […]

The rising cost of car insurance is a harsh reality for almost everyone. Unfortunately, the young drivers who can least afford it feel it the most. According to a recent Deloitte report, 45% of young Americans have thought about driving without insurance because of the financial burden, and 17% are already doing so. Driving without […]

Over time, many things change, some of which may affect your insurance. You might buy a new car, add a room to your home, or welcome a new driver into your family. The holiday season and the upcoming new year are great times to note these changes and notify us so we can update your […]

It seems like no matter where you look, insurance prices keep climbing. But why? Let’s take a closer look at the reasons behind the rising insurance rates, breaking it down into pieces that are easy to understand. So, Why Are Rates Going Up? Mother Nature’s Mood Swings One of the biggest reasons insurance rates are […]

October is Cybersecurity Awareness Month. And while we have talked about this subject in the past, we feel it’s time to remind everyone that you can’t be too careful. October is a month to remind everyone how important it is to stay safe online. With so many people and companies getting hacked these days, knowing […]

Owning your own home can be a life-long dream for many people, but with ownership comes the responsibility to take care of it. A big problem many homeowners are dealing with right now is that fixing things in their homes is getting more expensive. And when repair costs increase, home insurance costs also increase in […]

The automotive world is evolving rapidly, with advancements in technology and safety features reshaping the transportation landscape. These changes, while contributing positively to the driving experience, are also profoundly impacting the cost of vehicle repairs and, consequently, auto insurance premiums. Here’s a more advanced exploration of the subject. Integration of Advanced Technology Today’s vehicles are […]

Have you noticed that the price you pay for your insurance has been going up? It’s not just you; many people are experiencing the same thing. Insurance premiums (a fancy term for the amount you pay for your insurance) are increasing. But why is this happening? And what can you do to save some of […]

Ordinance or law coverage is a crucial aspect of insurance that individuals should consider to safeguard themselves from unexpected expenses related to building codes, regulations, and ordinances. In this article, we will explore the importance of ordinance or law coverage and its significance in protecting individuals. Understanding Ordinance or Law Coverage Ordinance or law coverage, […]

Getting married is a wonderful milestone in your life but it also brings new responsibilities and financial obligations. One of the most important things that newlyweds should consider is life insurance. In this post, we’ll explore why life insurance is vital for newlyweds and how it can provide peace of mind and financial security for […]

As an individual, you face a variety of risks every day. The potential for loss is always present, from accidents and injuries to property damage and theft. Fortunately, you can take steps to minimize these risks and protect yourself and your property. This blog post will provide some essential risk management tips for individuals. Prevent […]

Having the right insurance coverage is important, not just for yourself but also for your friends and loved ones. If you want to protect your family’s future, consider referring them to Thiel Insurance Group LLC as we can help them find the right coverage. Car insurance is a necessary investment for all drivers. Auto accidents […]

Catalytic converter theft has skyrocketed. In fact, it’s fast becoming one of the fastest-growing crimes in the United States. Between 2021 and 2022, catalytic converter theft increased by 109% in the United States. Unfortunately, thousands of these thefts are going unsolved, and only 1% of catalytic converter theft crimes end up with someone being charged. […]

To illustrate why one might want to consider renters insurance, we would like to share a short story about a young couple and a recent experience with their apartment. Like most modern couples, this young couple, let’s call them Mike and Mary, got up that morning, had a quick breakfast, and left for work. Shortly […]

The time for the annual winter holidays is on our doorstep. With that comes a lot of good cheer, celebrations, and spending quality time with your loved ones. Unfortunately, according to the National Fire Protection Association, this time of the year also increases the risk of residential fires, injuries, and even deaths. Let’s take a […]

Most of us are aware of the fact that there are limits to the amount an insurance policy covers for different types of property. A well-known example is jewelry coverage. Some of these limits appear in the ‘personal property limit’ section of your policy. There are, however, other limits known as ‘special limits of liability […]

October is Cybersecurity Awareness Month. So, what is cybersecurity all about and what you can do to prevent it? Businesses both big and small are regularly targeted by remarkably sophisticated phishing attacks – and it’s not realistic to place the burden of fighting the battle on your IT department alone. All of us as individuals […]

Ever since teenagers started driving, adults have told them what to do. It’s with good reason; teens are three times more likely to be in an accident before age 18 than a more experienced adult is. New teen drivers could avoid many collisions they could be involved in by taking some of the sage advice […]

Unexpected damage to roofs, windows, and siding from wind, hail, and natural disasters can be costly and stressful. So, it is essential to insure these items of your home properly. To help with that task, we have identified a few details that homeowners should be aware of when buying home insurance. Actual Cash Value vs. […]

D&O insurance, also known as directors’ and officers’ liability insurance, forms part of the broader management liability insurance category. This type of insurance aims to protect the directors and officers of a company or organization, and often also the organization itself, in case legal action is brought against one or more insured parties for alleged […]

Not all homeowners realize the differences between using a ‘captive’ insurance agent who only works for one specific company and an independent insurance agent who can look for the best deal from a variety of insurance companies. This article examines the benefits of independent insurance agents in more detail. Quotes From a Variety of Insurance […]

According to III (the Insurance Information Institute), the average cost of home insurance increased to a record high of $1,398 last year. This, of course, placed an added burden on homeowners who were already struggling with inflation. Below we analyze the reasons for the situation and explain what a homeowner can do about it. Why […]

If you’ve had a car repaired recently, you may have noticed that your bill was higher than usual. The same goes for rental cars. Many companies are charging higher fees to rent a vehicle, which of course adds to your costs if you need to rent a car while yours is in the shop. Why […]

Imagine you’ve been involved in a car accident. Insurance information gets exchanged and claims get filed, but how do insurance companies determine who pays for what? The simple answer is that it just depends on the circumstances. Liability Claims If you are involved in an accident, the other party may file a claim with your […]

Some home hazards are obvious. Others are harder to detect, but they can still be detrimental to both your property and your family’s health. Here’s a look at mold and radon, two hidden hazards that may be lurking in your home. The Dangers of Mold Mold can cause significant damage to the structure of your […]

Over the years, you’ve developed an impressive collection. Maybe it’s art or jewelry, or maybe it’s trading cards or rare toys. Regardless of what you collect, the point is that you’ve put a lot of time and money into it, and now it’s worth something. Here’s what you need to know about insuring collectibles. Your […]

Summer is over, the days are getting colder, and the nights are getting longer. That’s right – it’s time to get ready for winter driving. This winter, your daily commutes, weekend getaways, and holiday travel plans will be made more treacherous by the snow, ice, and lack of daylight. Winter can be a dangerous time […]

If you haven’t reviewed your homeowners insurance in a while, now is a good time to do so. Specifically, you need to look at your limits for Coverage A, also called dwelling insurance. Due to a perfect storm of factors, rebuilding costs are spiking. As a result, limits that used to be adequate might not […]

Imagine going on vacation to Maui. Now imagine your entire family biking 16 miles on a steep and winding road with a spectacular view of the ocean – all the way to Nakalele Point – where you can view a blowhole on the northern tip of the island. Despite the incline, you easily keep up […]

Electric cars are trending. If you’re thinking about getting one, you might be worried about the range and the prevalence of charging stations, but there are other things to consider, as well. Every car needs to be insured, and that includes electric vehicles. Here’s what you need to know about insurance on electric cars in […]

As the weather warms up and motorcyclists hit the road, it’s an excellent time to review some basic motorcycle road safety for both riders and the drivers sharing the road with them. May is Motorcycle Safety Awareness Month – but remember, motorcycle safety is important all year. Motorcycle Safety for Car Drivers in Wisconsin According […]

Homeowner’s insurance companies have been developing new endorsements that home insurance clients may wish to add to their policy. One popular option now offered by several insurance companies is service/lateral line coverage. So, what is a lateral line you ask? These are underground service pipes or wiring that connect your private property with a publicly […]

Your home may be the biggest investment you ever make, so it makes sense to protect it with home insurance. In many cases, homeowners insurance is required under the terms of a mortgage. Regardless, home insurance is also a sound investment that will keep your family afloat if you ever have a fire, theft or […]

Over the past year, many of us have spent much of our time at home, avoiding public spaces and crowds. While at home, it has given many of us time to reconnect to hobbies that we enjoy, whether it be making or listening to music, cooking or baking, reading or writing, or doing jigsaw puzzles. […]

September is Life Insurance Month. If you have questions, please contact us at Thiel Insurance Group. Author admin View all posts

Wisconsin law requires that all drivers be responsible for property damage or bodily injuries they may cause to others in a traffic accident. Most people meet this requirement by purchasing sufficient liability insurance, which covers property damage and injuries to others. Yet more than 14 percent of Wisconsin drivers lack any liability coverage at all, and […]

The health and well-being of our policyholders and staff is our top priority. And while we love to work with our customers face-to-face, we have closed our office to walk-in traffic as a precautionary measure. We ask that any service needs be taken care of by phone or email. We also encourage you to take […]

Did you know that your personal auto insurance policy doesn’t extend to cover accidents when you are operating your car for work-related purposes? For example, if your boss asks you to make a few deliveries using your personal vehicle and you are involved in an auto accident, your policy may not cover the damages. While […]

Almost every single person will be a victim of identity theft at some point during their life. To protect yourself, it’s important to understand the different types of identity theft and how to stop them. Keep reading to learn more. Driver’s License Identity Theft Your driver’s license can be used to steal your identity if […]

When you’re driving down the road and see part of your windshield shatter, it may seem like your bank account just shattered as well. The truth is, you may not have to pay as much as you think. Keep reading to learn more about how your car insurance covers glass damage. How Much Does a […]

Even small storms can cause damage to your home. It’s important to know what to do after such a storm to repair your home and prevent future damage. This starts with knowing the ins and outs of your homeowner’s policy. Additionally, it’s important to know how to hire the right contractor and avoid scams. What’s […]

Too many accidents happen at night because of careless driving, not planning ahead, tired drivers, and those who are impaired by drugs or alcohol. Senior drivers, especially, may find that night driving strains their vision and causes problems. When it’s raining or there is construction, everything is made even worse. It’s important to be a […]

If you are about to make an offer on a new home, it is likely that what you are going to offer is what is considered market value, or in other words, what the home is worth. Another value you need to consider when insuring your new home is what is referred to as Replacement […]

If you’ve ever applied for car insurance, you know there is a boundless list of questions – many of them that might seem unrelated to your coverage. However, car insurance agencies have their reasons for asking them. Insurers use a lot of data, including your claims history, to determine coverage eligibility and more. They also […]

If you are planning to store your vehicle, perhaps for the winter months or long-term, there are a few things you need to know. Preparing your vehicle for storage, choosing a good facility, and checking with your insurance agent are all good ideas. Preparing Your Car A good place to start is with prep for […]

Halloween is nearly here! Are you and your family prepared for “monsters” at your door? To stay safe and protected and ensure your family and possessions are safe and protected as well, your best defense is always a comprehensive home security system. Want to learn more? Below, we outline both the reasons why you should consider a […]

If you plan on leaving your home for weeks or months at a time, take note of something important about your homeowner’s insurance: If you need to make a claim during the time you are away, it may be denied. The reason why a claim is denied can sometimes be confusing for homeowners, but it generally […]

What would you do if the contractor you hired to repair your roof suddenly fell and broke their arm? While you can rely on your homeowner’s insurance policy to kick in for most accidents around your home and outdoor property, in this case, you may be left without coverage. Whenever you hire a contractor, you […]

Imagine yourself driving home from a day shopping and having lunch with friends when all of a sudden, you’re rear-ended at a stop light. Due to the shock of just being in an accident, it isn’t surprising that many drivers would not know what to do in a situation like this. Because of this, we […]

Have you ever stayed in an Airbnb while traveling and thought you could become a host at your second home or vacation property? With the popularity of this less formal way of renting on the rise across the US and the globe, it makes sense that many Wisconsin homeowners have given the idea of becoming […]

After a recent Appleton garage fire, many homeowners are asking themselves if they could be next. The answer is that a fire can happen to anyone at any time, but there are ways you can beat the odds. Keep reading to learn more about the common causes of house fires and what you can do […]

There’s nothing worse than losing a home to a fire, except losing a loved one in the process. To prevent such a loss, homeowners need to be ready and armed with the tools necessary to prevent such terrible outcomes. At Thiel Insurance Group, we’re here when you need to file a home insurance claim for […]

With spring rapidly approaching, now is the best time to start planning your next home project. A gazebo may be something you’ve thought about for a while. It would be a nice way to enjoy the warm Wisconsin weather and a great place to spend an evening with friends without the bother of bugs or other pests. […]

Spring is just a few weeks away, and that can only mean one thing:  It’s time for boat shows. For 2018, there are more features than ever to choose from and plenty of businesses and manufacturers competing to make you a deal. If a new boat is in your future, the boat show is a […]

You have made sure your home itself is protected against a fire or other disasters, but what about the things inside it? Have you taken time to ensure you are covered for damage or loss of your furniture, fitness equipment, clothes, jewelry, electronics, cookware, and other belongings? As we kick off a new year, there […]

This year’s data breaches affected millions of people, exposing their information to cybercriminals across the dark web. Identity theft has taken a dark turn in recent years, with many companies and individuals becoming victims of theft and extortion. If 2017 is any indication of what is to come, we can expect 2018 to be even […]

Insurance competitors are constantly trying to outdo each other with funnier commercials, better features, and catchier phrases. With so much advertising on TV, radio, and the Internet, it can be difficult to decipher which insurance features are actually beneficial and which ones to skip on. Furthermore, how do you choose between companies when different features […]

Our hearts go out to everyone that has been affected by the recent storms. It is hard to imagine the devastation and loss they have experienced. We recognize that the folks in Texas, Florida, and surrounding states have a long road ahead of them to clean up the debris and rebuild their lives. We also […]

Did you know home insurance policies include a package of several types of coverage? From your home’s structure to the belongings inside of it, you should know exactly what types and how much home insurance is enough to meet your needs. In this post, we will explore the standard coverage available in the two most […]

If you’ve ever wondered how much car insurance is the right amount, you are not alone. It can be overwhelming deciding the coverage types and limits for your policy. So what’s the difference between these two types of coverage, and why should you have both? Collision – Collision insurance covers the damages to your vehicle […]

From coast to coast, drivers in every U.S. state need car insurance to protect themselves and their assets against liabilities and major financial loss. The cost of car insurance is directly related to the perceived risk a particular driver has of filing a future claim. In 2014, the nationwide average premium for liability, collision, and […]

We’ve all got a rainy day fund – something to get us by when the unexpected occurs. We also have insurance, which helps cover the ‘big’ expenses that might otherwise drain your savings. But what about the really big expenses, like major liabilities? Though rare, they do happen – and often to people who would […]

Just a few inches of water in your home can cost you tens of thousands of dollars without the right insurance protection. While flooding gets much of the attention when it comes to water-related damages, it represents only a fraction of the water-related losses that occur to U.S. homes every year. What are the risks […]

Insurance offers protection against financial losses caused by covered events. A shopping cart dinged your paint job? You can claim it. Your laptop was stolen from your car? You can claim it. Wind damaged the roof to your home. You can definitely claim it. In fact, you can file a claim for just about anything […]

If you have ever rented a car, you know how challenging the process can be. Not only must you learn the nuances of a new-to-you vehicle, but you must also navigate the complex world of collision damage waivers (more commonly referred to as “rental car insurance”). Do you need this coverage? What does it pay […]

Nothing can ruin a happy holiday season quite like an unexpected car insurance loss. While a car insurance policy can help lessen the sting, no one wants to file a claim during the holidays. That’s why we are listing some of the most common causes of holiday-time claims, as well as some tips to avoid […]

Car insurance agencies all have one thing in common – they sell car insurance. That, however, is where the similarities stop and the differences begin. When shopping for coverage, you already know having an agent in your corner can make the process a little easier, but did you know that not all car insurance agencies […]

Shopping online for car insurance can make anyone feel like a genius. But while you feel like a genius, the opposite may be more likely. In a world where getting quotes can take 15 minutes or less, drivers need to beware of finding themselves with less than adequate coverage in exchange for lower premiums.  Before […]

When you think about car insurance for teens, what is the first thing that comes to your mind? Chances are it’s the notoriously higher rates that insurance companies charge to cover teen drivers. Based on that assumption, it is easy for parents to believe there are limited options when it comes to insuring their young […]

How safe are you when you get behind the wheel? No one anticipates an accident, and some are unavoidable. However, there are steps you can take to reduce your risk on the road and protect yourself if you are the victim of an accident. Continue reading to learn 5 of the easiest ways you can […]

Do thieves only target new cars? Do sports car drivers get more traffic tickets? Does the color of your car really affect your auto insurance rates? Countless questions swirl as a result of common insurance myths. Chances are you have heard some of them. What have you been told about full coverage auto insurance that […]

Does the idea of hitting the road put a smile on your face? Road trips are undoubtedly one of America’s favorite pastimes, with millions of people choosing to drive over other forms of transportation for vacations every year. Whether you are headed to a family reunion or driving to the coast for some rest and […]

Did you know combining your home and auto insurance with the same insurance company can save you a lot of money, time and frustration? If you currently have your home, auto and other insurance coverage types through multiple insurance companies, you could be missing out on significant savings and a more simplified payment and claims […]

Have you ever felt lied to by an insurance company who claims they can save you hundreds on car insurance simply by switching to their brand? While they may seem like empty promises, it is probably true that those companies can save some customers money, while charging others more. If your search for Wisconsin car […]

What do your marital status, your teenager’s school grades and your professional associations have in common? They are just a few of the factors that could be affecting your car insurance rates. Believe it or not, insurers assess more than just your driving record when determining your premiums. Instead, they create an entire risk profile […]

Do you know what could happen when your guests drink and then drive? If you don’t know, you could be in for an unwelcome surprise this holiday season. Before you pop the cork on that bottle of New Years champagne, make sure you are aware of your responsibilities as a host. After all, you could […]

Imagine for a moment that you and a friend are spending the weekend splashing through mud on the back of your new ATVs. While speeding across your property, you suddenly hit a large rock hidden beneath the tall grass, throwing you and your passengers off and sending the ATV rolling into your neighbor’s fence. Not […]

Have you ever owned or managed a vacant property? If so, you probably already know that a vacant or unoccupied property can raise serious concerns in the eyes of your insurance company. In fact, many insurers will refuse coverage for properties that are unoccupied for more than a few weeks. Instead of taking an unnecessary […]

Do you have an old life insurance policy that you pay into, but haven’t reviewed it in several years? Since a single life insurance policy is designed to last for decades, few people give a lot of thought about their coverage, much less take time to regularly examine their policy to ensure it still meets […]

Benjamin Franklin once said, “By failing to prepare, you are preparing to fail.” The same holds true for students leaving for college without taking the proper insurance precautions. Will your child be taking a car with them to school? If so, will they need their own insurance policy? Will they be living in the dorms, […]

When many people buy a new fishing boat, they dream about how nice it will be to get out on the water, relax, and wet a line. They dream of hitting their hot spots and filling their limit by noon. Unfortunately, most people don’t spend too much time considering the possibility of a boating accident […]

Just as it is for cars and trucks, insurance is required by Wisconsin law for your motorcycle as well. If you’ve ever ridden or driven a motorcycle, you know that they act and feel a lot different on the road compared to other passenger vehicles such as a car or truck. To begin with, you […]

There are plenty of ways to make extra money these days. Some people use the internet, such as selling items on eBay, Amazon, or Etsy. Others use their cars, delivering pizzas or transporting people through services such as Lyft or Uber. Then there are those who just start up a business in their home, powered […]

Regardless of whether you live far from water, or right on a lake or river, you are at risk for a flood loss. Imagine, a spring storm hits while the ground is still frozen from the winter. Since the rain can’t seep into the soil, it collects into puddles, then puddles turn into small ponds, […]

Identity theft is becoming a common crime these days. A look at the daily news will tell you how easy it has become for criminals to steal our identity and the sheer frequency of such incidents is bound to cause sleepless nights to many of us. According to studies conducted by research agency Javelin, an […]

Working with an Independent Insurance Agent There are three ways to buy insurance, including buying direct from an insurance company, buying from a captive agent, or working with an independent insurance agency such as Thiel Insurance Group. There are pros and cons to each of them, but in the end, working with an independent insurance agent is […]

The leaves have fallen off the trees and the temperature is dropping. Thanksgiving is here and we’ll be parked in front of a turkey dinner before you know it.  Thanksgiving is a time to reflect on the wonderful things in your life, and give thanks for everything we have that makes life worth living. We’ve all […]

Ice dams have the potential to cause severe damage to your roof, your home’s structure, and interior as well. If you take the right steps, however, you can protect your home from the damage caused by ice dams. If you live in a region of the United States that gets cold and snowy during the […]

When you have auto insurance and homeowners insurance, you have the basic coverage recommended to cover yourself in the case of an accident or a catastrophe. If you have “big toys” like a boat, snowmobile, ATV or recreational vehicle, you’ll want a policy for each of them as well. But all of these policies have […]

When purchasing a homeowners’ insurance policy, there’s a lot to read and understand in order to know what you’re buying. Not only can premiums vary drastically from one insurance provider to another, so can what is, and what is not covered in the policy. If your property is lost, stolen or damaged, how reimbursement is […]

Some people think of their dogs as four-legged people, others think of them as property, but your insurance company may think of them as only one thing: A potential liability. Let’s face it, dogs are animals who can sometimes bite, and insurance companies understand this all too well. Some insurance companies also believe that certain […]