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Thiel Insurance Group, LLC - Appleton & Kimberly


Get a Quote!
Appleton: 920-739-6241
Kimberly: 920-788-4131

Auto Insurance

Family sitting on tailgate of car

At Thiel Insurance Group, we are dedicated to finding the right auto insurance policy to meet your needs and budget. We have years of experience and knowledge regarding the risks Wisconsin drivers face, and the potential costs of a loss. Working with a reputable insurance agency can make all the difference in the world should you ever need to file a claim.

Car Insurance FAQs

How much auto insurance do I need in Wisconsin?

The Wisconsin minimum auto insurance requirements are designed to provide a small level of protection in the event property, or you cause harm to another person. In Wisconsin, drivers need a minimum of $25,000 per person and $50,000 per accident for Bodily Injury Liability Coverage and $10,000 per accident for Property Damage Liability Coverage. The Wisconsin wrongful death claim provisions should also be reviewed. In Wisconsin, you are allowed to pursue monetary compensation through a wrongful death action for: • The decedent’s medical expenses. • The decedent’s funeral and burial expenses. • Financial losses, such as lost wages and income the decedent would have earned had he or she survived. • Loss of companionship and society. This is intended to compensate those who would suffer personal loss because of the decedent’s untimely death. It is usually extended to the decedent’s spouse, domestic partner or children who are under 18 years old. These are limited to $350,000 if the decedent was an adult, and $500,000 if the decedent was a minor.

What is the best deductible?

The best deductible is what you can afford to pay out of pocket when you file an auto insurance claim. The higher the deductible, the lower your premium will be, and vice versa. A higher deductible means your accepting a more significant portion of the risk yourself. It is best not to take on more risk than you can afford.

What is “full coverage?”

There is no such thing as “full coverage” insurance. Full coverage auto insurance is a term that is used to suggest you have chosen protection that goes beyond the minimum coverage required by your State. It typically includes collision and comprehensive coverage, medical payment coverage, and uninsured and underinsured motorist coverage.

How can I save money on my car insurance?

You can save money on your car insurance by avoiding moving violations, accidents, and not turning in small claims. By having a clean driving record, you may also qualify for a safe driver discount. Bundling your coverages with a homeowners policy, insuring multiple vehicles with the same insurance company, paying a policy in full, signing up for telematics, and having a good insurance score also help lower premiums.

How long does an auto accident affect my insurance?

A crash won’t impact your car insurance premiums forever. After about three to five years, your rates should recover. Exactly how long this takes will depend on the type of accident as well as the company you are insured with.

Is buying direct less expensive than buying through an agent?

Buying direct is not always less expensive than buying through an agent. You might think that cutting out the middleman would result in cheaper car insurance rates, but when it comes to insurance, this isn’t the case. In fact, an independent agent, one that represents many insurance companies, can often offer lower premiums. The independent agent is also available to discuss potential claims situations in the future without a claim automatically being filed.

What is the best auto insurance company?

The best auto insurance company differs per individual and situation. No insurance company is objectively the best. It all depends on what you’re looking for. Do you want the best customer service, the broadest coverage, or the lowest rates? Or maybe you have unique coverage or underwriting needs? An agent can help you compare car insurance quotes from multiple insurance companies and find the right policy for your situation.

What is the best or least expensive auto insurance rate?

The best or cheapest auto insurance rate can be found by comparison shopping. Compare premiums as well as differences in coverage. An independent insurance agent can help. They can provide options from multiple carriers, along with the expert guidance you need to make a smart choice.

How do I switch to a new auto insurance company?

You can switch to a new auto insurance company at any time, but to avoid overpaying or violating state law, you do need to watch out for a couple of things. Car insurance policies are for coverage periods of six months or one year, and changing at renewals is most common. If you do change midterm, a refund for the unused portion of the premium may likely occur. Most importantly, make sure that coverage is continuous with no gaps.


Discounts & Bundles for Savings

With Thiel Insurance Group, you can get a variety of discounts and see savings by bundling your car insurance with other policies. Save money with the following:

  • Multi-car discount: Insure more than one vehicle to receive a multi-car discount.
  • Multi-policy discount: Bundle your car insurance with home insurance, business insurance, or other policies for a reduced rate compared to individual policies.
  • Good driver discount: If you’re a good driver, we want to reward you for having no accidents or moving violations.
  • Good student discount: A good student’s As and Bs can translate to some serious savings.
  • Safety features discount: If your car is equipped with safety features such as airbags, you may qualify for a discounted rate.

Auto Insurance Major Coverage
What does auto insurance cover and which policy is right for you? Each policy is different depending on the coverage you need, but the following are some of the major coverages you should consider:

Collision Coverage
Whether your vehicle needs a minor repair or total replacement, collision coverage is vital for any car owner. Whoever is at fault for the accident, collision coverage will pay for the damage to your vehicle. Talk to an insurance agent to discuss the different deductibles available.

Comprehensive Coverage
Collision coverage doesn’t cover all auto damage. Hitting a deer, getting caught in a hail storm and engine fires are just a few examples of claims that are covered by comprehensive coverage. Again, an agent can help you choose a proper deductible.

Bodily Injury Coverage
Bodily Injury coverage is one of the most important aspects of car insurance policies. Depending on your individual policy’s coverage limits, this is the part of your insurance that will pay for all of or part of your losses, such as bodily injuries or death due to an auto accident. Typical expenses include medical bills, loss of income, and other losses that may be determined by a court of law.

Property Damage
Property Damage coverage helps to pay for property damage due to an automobile accident for which you are responsible. The most common types of property damage include damage to another vehicle, a person’s home, a fence, a yard, or a business.

Uninsured and Underinsured Motorist
Despite the law that requires all drivers to have insurance, there are irresponsible people who drive without it. Additionally, there are some drivers who have insurance, but not enough coverage. For these reasons, you should carry Uninsured and Underinsured Motorist coverage, otherwise known as UI/UIM. Should you be involved in an accident and the other driver was not properly insured, your UI/UIM coverage would pay for your injuries, those of any passengers who may be in your car, and any related expenses.

Rental/Towing
Should you have an accident and your car needs repairs, a policy from Thiel Insurance can help you keep your daily routine. Towing is available to bring your damaged vehicle to the auto shop of your choice. Additionally, if your car will be out of commission for several days, your policy may cover the cost of a car rental until your vehicle is ready.

Contact Us for Your Free Auto Insurance Quote
We have two convenient offices in the Fox Cities, including Appleton and Kimberly. Visit your local office to meet with one of our agents. We will explain how car insurance works, then help you find the perfect coverage for your vehicles and your insurance needs. Contact us today to get your no obligation free auto insurance quote started today!

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Get a Quote!
Refer a Friend!
Kristin L
Kristin L
17:53 09 Jun 22
Mel is exceptional. Questions are answered fast and efficiently. Enjoy doing business with Thiel Insurance Group.
Michelle D
Michelle D
15:27 08 Jun 22
Mel was fantastic to work with! We had a quick turn around time and she was always fast to respond but still took the time to explain everything we had questions on. Can't speak highly enough!
Elizabeth E.
Elizabeth E.
14:11 07 Jun 22
Great job Leah!!!
Don S.
Don S.
19:35 31 Mar 22
Tommy,I have worked with Thiel Insurance over the last 7-8 years and everyone has been awesome to deal with. This past experience Carrie was prompt in her responses and was knowledgeable in the support that was needed for me.
Thomas J.
Thomas J.
20:07 09 Mar 22
Conrado L M.
Conrado L M.
15:08 06 Mar 22
Carrie was professional and friendly. First she called to say she had found another insurance company that would save me money. I downloaded the quotes and then went to the office, where everything was explained to me again and signed the papers. I have been with Thiel for a few years and plan to stay with them.Lynn VerhagenAppleton
Lynn V.
Lynn V.
19:04 04 Mar 22
Carrie was great. She took the time to fully explain our coverages. Most assuredly will recommend Carrie and Thiel Insurance for all your insurance needs.
Robert S.
Robert S.
03:15 04 Feb 22
Carrie was very helpful shopping my policies around. She was able to set me up with better coverage for a cheaper rate than I currently had.
Matt P.
Matt P.
20:40 10 Jan 22
Hunter saved me a ton of money on my home insurance. I'm forever in his debt.
Zach M.
Zach M.
16:02 30 Dec 21
Michelle B.
Michelle B.
21:27 14 Sep 21
We've worked with Thiel Insurance Group for many years now and have always been satisfied with their work. They regularly compare rates to make sure that we're getting the best value for our money.We recently experienced storm damage to our home. I left a voicemail after hours and received a call back from Boyd very quickly. He also filed a claim for us that night and arranged for a contractor to come out and help us clean up. With his help we were able to get our house closed back up quickly to mitigate any further damage.
Ryan
Ryan
11:20 21 Aug 21
Cathy Van H.
Cathy Van H.
18:18 18 Aug 21
Helped us update our house insurance and provided information we needed to feel good about our protection
Ronald P.
Ronald P.
13:22 18 Aug 21
Melanie always keeps us up to date on our policies . The whole office does a really nice job. Thank you
Jeff V.
Jeff V.
11:50 23 Apr 21
My basement flooded. I called before hours. Stacy promptly called me back. I didn't want to claim if I didn't have to. Stacy sent their guy over to see if it could be take care of for less than the deductible. (Who does that) it could not, so I claimed and quickly received a check and their guy, company did it for no more than my coverage. Great job to all!
Mary B.
Mary B.
18:16 22 Apr 21
You won't find a faster, friendlier, or more competent insurance agency around. So stop looking around and call Ghiel Insurance for all your insurance needs. 😉
Jerry N.
Jerry N.
22:11 06 Apr 21
Ben S.
Ben S.
20:06 02 Apr 21
We have experienced nothing but excellent care from Thiel Insurance Group! Growing up, my dad and my husband's dad always had "a guy" to handle things.... their car guy, their money guy, their insurance guy. But as a society, I feel as though we've migrated away from that and we all move our business around constantly, based on sometimes empty promises. Well, Boyd from Thiel is our "insurance guy"! He and Mel have worked so hard for us and have found ways to reduce our rates even when we haven't asked! Mel even found lower rates for our 18 year old son when he had a speeding ticket under his belt!We are extremely happy for all of their help and knowledge over the years and see no reason to ever move our business!
Terri S.
Terri S.
17:41 27 Mar 21
We always get our questions answered fast and with assurance. Best part of the company are the people!!!!!
Thomas D.
Thomas D.
17:59 23 Mar 21
Kim was extremely responsive and knowledgeable to help me add and change my policy information. She was able to communicate with me and provide all the information I needed to make the right choice for my situation. I am very grateful for the time and help I got from Kim and Thiel insurance! Would recommend them to anyone!
Adam Z.
Adam Z.
21:51 17 Mar 21
Chelsea K.
Chelsea K.
22:18 12 Mar 21
Curtis S.
Curtis S.
14:13 23 Nov 20
Patricia L.
Patricia L.
20:09 27 Oct 20
Thiel Insurance was responsive, professional and innovative on meeting with us during these socially distant times. They did a thorough search to find us the best value, that not only saved us money but gave us much more coverage and value! We highly recommend working with them.
Nancy K.
Nancy K.
01:03 21 Aug 20
I highly recommend Boyd Thiel and Thiel Insurance Group for your insurance needs. The customer service is top notch. The team has been very responsive to inquiries, happy to answer any questions and processed any claims we have had quickly and without question. I have been a long-term customer and will continue to remain a customer of Thiel Insurance Group.
Ellen K.
Ellen K.
18:25 19 Mar 20
Dave R.
Dave R.
00:41 26 Feb 20
Rebecca N.
Rebecca N.
00:01 29 Jan 20
Fantastic people to work with!
Nathan H.
Nathan H.
02:46 17 Oct 19
Friendly
Erv F.
Erv F.
18:19 06 Oct 19
I have never worked with better people. They make you their priority, treat you like family, and find the best options for you.Seriously guys, thank you.
Parker S.
Parker S.
18:47 06 Sep 19
Not only is the service great, but the time was taken to help me find the best insurance for my budget. I have been a customer for years and will always be one.
Judy K.
Judy K.
21:41 07 Aug 19
Everyone we have worked with at Thiel is so helpful! They make everything so easy and take care of everything for us. We go to them with all our insurance needs! We very highly recommend!
Chelsea G.
Chelsea G.
03:29 20 Jul 19
Jeffrey M.
Jeffrey M.
21:14 12 Jun 19
Thiel Insurance Group has been incredible to work with. As first time home buyers, they made the insurance process smooth and simple. When we purchased new cars, our agent, Mel got quotes out to us within hours. My husband and I feel well taken care of and like we are clients and friends, not numbers. We happily recommend them to anyone looking for an insurance agency.
Carolyn H.
Carolyn H.
00:20 03 May 19
I have been a customer of Thiel Insurance for over 20 years. They are helpful and always reviewing insurance plans to make sure I am receiving the best coverage to fit my family needs. They also spent time with my children when they turn 16 to discuss safe driving. Friendly and family service.
Amy T.
Amy T.
01:25 22 Apr 19
We have been very happy working with Boyd and his team. They respond quickly to emails and are proactively looking for the best deals without me asking. I highly recommend Thiel Insurance.
Kurt P.
Kurt P.
00:01 29 Mar 19
The best of the best
steve S.
steve S.
23:15 20 Dec 18
Dennis G.
Dennis G.
03:15 20 Nov 18
Michael P.
Michael P.
17:11 29 Oct 18
Our family has been with Thiel Insurance for over 30 years!!!Your team has been fantastic with answering questions and getting us immediate coverage or modifications when needed. As our family's needs have changed over the years, I never worry about getting the best and affordable life, home, renters, and auto insurance.Thanks for taking care of us :-)))
Tiffany S.
Tiffany S.
14:22 12 Sep 18
This insurance group is beyond exceptional. Have had nothing but outstanding service from Stacy, Boyd & Cindy!
Angela K.
Angela K.
17:44 28 Jun 18
Always helpful and meeting the needs of my auto/cycle/home owners insurance. They have had my business for the last 15years and will continue to!
Don P.
Don P.
13:31 25 Jun 18
Julie L.
Julie L.
03:17 01 May 18
Lisa E.
Lisa E.
13:52 30 Apr 18
Great Company! Fast and efficient with any issues and questions I have.
Kyra L.
Kyra L.
17:02 31 Jan 18
Great to work with! Have been a loyal customer for over 15 years. Always friendly and they shop around to ensure you are getting the best price!
David S.
David S.
00:07 31 Jan 18
Would'nt want to do business anywhere else.Outstanding staff, outsanding people!!! Mel goes above and beyond for all my insurance needs
Russell W.
Russell W.
19:47 02 Dec 17
Great agency to work with, I appreciate all the recent help with my accident. Thanks Again
Matthew M.
Matthew M.
19:19 16 Nov 17
Very good company. We would recommend them!
Karen D.
Karen D.
15:42 14 Sep 17
Love these guys. So much better than going to one of the "named" guys where there is only one choice for insurance. Mel is constantly looking over our coverage as my family's young begin to drive and offers options. Without even asking her to do so. THAT is excellent customer service.
Jeff E.
Jeff E.
14:07 18 Aug 17
I've been with Thiel since I've needed insurance and they are always so great with answering questions very promptly. Keep up the great work!
Tyler L.
Tyler L.
00:02 18 Aug 17
Theil Insurance has always gone above and beyond to offer fantastic customer service. The hometown feel is exactly what my wife and I are looking for in an age of internet trolls and overseas corporate customer service. Their rates have been the best and we're still able to bundle all of our insurance needs.
Matt S.
Matt S.
21:12 17 Aug 17
Couldn't ask for a more professional and caring group. Mel and Gary have been AWESOME to work with and are always very personable. It's nice to have a company who not only cares about your business but also about you personally!
April P.
April P.
20:13 17 Aug 17
I have been a customer of Thiel Insurance for 20+ years. On Friday, July 7th my sump pump stopped working late in the evening. I phoned the office Saturday morning to find out how to handle an insurance claim. No one was in and because I had Service Master coming, I phoned Stacey Thiel at home. She answered my questions and was sensitive to my concerns.....on a Saturday morning!!! The insurance adjuster came on Wednesday, July 12th and I had my funds on Monday, July 17th.Great customer service!
Vicky H.
Vicky H.
15:30 21 Jul 17
Always great service and quickly answer any questions I have about my insurance plan.
Robert K.
Robert K.
02:01 29 Jun 17
Very knowledgeable,friendly and responsive staff.Been getting my insurance needs through them for years.I recommend you give them a try.
Christine K.
Christine K.
16:28 22 Jun 17
Deborah W.
Deborah W.
13:07 18 May 17
We have been clients of Thiel Insurance for close to 20 years. Boyd, Mel, and Gary are always extremely helpful and polite. They go above and beyond to answer questions and take care of anything we need.
Kim J.
Kim J.
17:13 17 May 17
It's always a pleasure working with Boyd and the crew .Great service. Been there a long time .
kenneth L.
kenneth L.
20:57 28 Feb 17
Always a great experience working with Thiel Insurance in Kimberly. Super easy to contact them via phone or email and always get a quick response.
Shannon H.
Shannon H.
13:27 28 Feb 17
Always a pleasure to talk with the people at the Kimberly office. They are very helpful with any questions we might have. They also work with us to provide the insurance we need!
Becky H.
Becky H.
22:21 30 Jan 17
Thiel Agency is tremendous! They consistently are reviewing our policy for ways to save on premiums - their last review saved us about 25%! And with the same coverages.
Rabbi M.
Rabbi M.
17:23 30 Jan 17
The information that I needed was presented in a friendly yet professional way. After leaving I felt like Thiel insurance was looking after my best interest.
Robert K.
Robert K.
01:17 24 Jan 16
Vicky P
Vicky P
12:59 14 Sep 15
The Best Over!!! I switched my Insurance of my Home and vehicles to Thiel Insurance a few years ago. I have never been more pleased. They are so quick and always search for the best deal on insurance through multiple companies. They go the extra mile in customer service and make you feel very comfortable about it. I can't say enough about their friendly staff- Boyd, Mel and Especially Gary (The worlds greatest Insurance Guy). You will not be disappointed with any service they provide. I strongly recommend them if you need car, motorcycle or renters or home owners insurance. Contact me and will tell you how great they are.
Kevin E.
Kevin E.
15:16 24 Apr 15
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Thiel Insurance Group, LLC

An independent insurance agency serving the Fox Valley since 1960.Thiel Insurance Group, LLC BBB Business Review

Appleton Location

Thiel Insurance Group, LLC
620 N. Richmond St
Appleton, WI 54911
Phone: 920-739-6241
Fax: 920-739-3591

Kimberly Location

Thiel Insurance Group, LLC
122 W. Kimberly Ave
Kimberly, WI 54136
Phone: 920-788-4131 
Toll-Free: 866-788-4131 
Fax: 920-788-6795

Hours

Mon – Fri:
8:30 – 5:00
Saturday and Sunday Closed
Most Anytime by Appointment

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