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Thiel Insurance Group, LLC - Appleton & Kimberly


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Appleton: 920-739-6241
Kimberly: 920-788-4131

June 25, 2020

Why You Need Liability Insurance

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Wisconsin law requires that all drivers be responsible for property damage or bodily injuries they may cause to others in a traffic accident. Most people meet this requirement by purchasing sufficient liability insurance, which covers property damage and injuries to others. Yet more than 14 percent of Wisconsin drivers lack any liability coverage at all, and a more significant percentage fail to have enough coverage. This means that they must pay for claims out of their own resources — either through a deposit with the Wisconsin Department of Transportation or through monthly installments or both. This is difficult; property and injury claims can run several thousand dollars and, in some cases, top more than $1 million.

Some motorists who had liability coverage before the pandemic may end up dropping their coverage as they cannot affor it. We have already seen many instances of that, unfortunately.

Drivers who lack liability insurance may be unable to pay for damages or injuries they cause, or to pay them in a timely fashion. That means the victims of the crash will have to pay for the treatment of injuries, and time lost from work themselves unless they have Uninsured Motorist (UM) or Underinsured Motorist coverage (UIM) on their own auto insurance policies.

What is UM or UIM?

Uninsured Motorist and Underinsured Motorist coverage prevent you from having to pay for injuries to your passengers in accidents where you were not at fault. UM and UIM provides this coverage if the driver who was at fault does not have liability insurance or has too little liability insurance to cover the cost of treating the injuries, and compensation for lost time from work and other activities. UM also provides coverage for injuries if you are a victim of a hit-and-run driver.

Wisconsin law requires all auto insurance policies to include UM coverage; UIM is optional but essential in situations where the driver at fault has low liability coverage. For example, Wisconsin law requires coverage for at least $25,000 in injuries to one person and $50,000 per accident. A major injury and lost wages would require much more than this amount.

Solution

Liability insurance pays for bodily injuries and property damages caused by one driver to another driver and passengers. UM and UIM provide coverage in case of an injury in an accident caused by another driver who lacks sufficient liability insurance to pay for treating your injuries. You can ensure that your injuries and lost wages, and those of your passengers are covered by buying enough UM or UIM.

Adding a PERSONAL UMBRELLA , along with the optional UM/UIM endorsement available may provide $1,000,000 or more additional available benefits. Contact Thiel Insurance LLC in Appleton at 920-739-6241 or in Kimberly at 920-788-4131 for an auto insurance quote.

Article by Boyd Thiel / Automobile

Insurance can be confusing at times and everyone's needs are different. If you have questions regarding coverage, pricing, or anything else related to insurance, send us an email or give us a call.

If you'd like to get a free, no-obligation quote, all you have to do is ask!

Contact Thiel Today!

About Boyd Thiel

Boyd Thiel is an agent at Thiel Insurance Group. He can be reached at 920-788-4131.

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Refer a Friend!
Kristin L
Kristin L
17:53 09 Jun 22
Mel is exceptional. Questions are answered fast and efficiently. Enjoy doing business with Thiel Insurance Group.
Michelle D
Michelle D
15:27 08 Jun 22
Mel was fantastic to work with! We had a quick turn around time and she was always fast to respond but still took the time to explain everything we had questions on. Can't speak highly enough!
Elizabeth E.
Elizabeth E.
14:11 07 Jun 22
Great job Leah!!!
Don S.
Don S.
19:35 31 Mar 22
Tommy,I have worked with Thiel Insurance over the last 7-8 years and everyone has been awesome to deal with. This past experience Carrie was prompt in her responses and was knowledgeable in the support that was needed for me.
Thomas J.
Thomas J.
20:07 09 Mar 22
Conrado L M.
Conrado L M.
15:08 06 Mar 22
Carrie was professional and friendly. First she called to say she had found another insurance company that would save me money. I downloaded the quotes and then went to the office, where everything was explained to me again and signed the papers. I have been with Thiel for a few years and plan to stay with them.Lynn VerhagenAppleton
Lynn V.
Lynn V.
19:04 04 Mar 22
Carrie was great. She took the time to fully explain our coverages. Most assuredly will recommend Carrie and Thiel Insurance for all your insurance needs.
Robert S.
Robert S.
03:15 04 Feb 22
Carrie was very helpful shopping my policies around. She was able to set me up with better coverage for a cheaper rate than I currently had.
Matt P.
Matt P.
20:40 10 Jan 22
Hunter saved me a ton of money on my home insurance. I'm forever in his debt.
Zach M.
Zach M.
16:02 30 Dec 21
Michelle B.
Michelle B.
21:27 14 Sep 21
We've worked with Thiel Insurance Group for many years now and have always been satisfied with their work. They regularly compare rates to make sure that we're getting the best value for our money.We recently experienced storm damage to our home. I left a voicemail after hours and received a call back from Boyd very quickly. He also filed a claim for us that night and arranged for a contractor to come out and help us clean up. With his help we were able to get our house closed back up quickly to mitigate any further damage.
Ryan
Ryan
11:20 21 Aug 21
Cathy Van H.
Cathy Van H.
18:18 18 Aug 21
Helped us update our house insurance and provided information we needed to feel good about our protection
Ronald P.
Ronald P.
13:22 18 Aug 21
Melanie always keeps us up to date on our policies . The whole office does a really nice job. Thank you
Jeff V.
Jeff V.
11:50 23 Apr 21
My basement flooded. I called before hours. Stacy promptly called me back. I didn't want to claim if I didn't have to. Stacy sent their guy over to see if it could be take care of for less than the deductible. (Who does that) it could not, so I claimed and quickly received a check and their guy, company did it for no more than my coverage. Great job to all!
Mary B.
Mary B.
18:16 22 Apr 21
You won't find a faster, friendlier, or more competent insurance agency around. So stop looking around and call Ghiel Insurance for all your insurance needs. 😉
Jerry N.
Jerry N.
22:11 06 Apr 21
Ben S.
Ben S.
20:06 02 Apr 21
We have experienced nothing but excellent care from Thiel Insurance Group! Growing up, my dad and my husband's dad always had "a guy" to handle things.... their car guy, their money guy, their insurance guy. But as a society, I feel as though we've migrated away from that and we all move our business around constantly, based on sometimes empty promises. Well, Boyd from Thiel is our "insurance guy"! He and Mel have worked so hard for us and have found ways to reduce our rates even when we haven't asked! Mel even found lower rates for our 18 year old son when he had a speeding ticket under his belt!We are extremely happy for all of their help and knowledge over the years and see no reason to ever move our business!
Terri S.
Terri S.
17:41 27 Mar 21
We always get our questions answered fast and with assurance. Best part of the company are the people!!!!!
Thomas D.
Thomas D.
17:59 23 Mar 21
Kim was extremely responsive and knowledgeable to help me add and change my policy information. She was able to communicate with me and provide all the information I needed to make the right choice for my situation. I am very grateful for the time and help I got from Kim and Thiel insurance! Would recommend them to anyone!
Adam Z.
Adam Z.
21:51 17 Mar 21
Chelsea K.
Chelsea K.
22:18 12 Mar 21
Curtis S.
Curtis S.
14:13 23 Nov 20
Patricia L.
Patricia L.
20:09 27 Oct 20
Thiel Insurance was responsive, professional and innovative on meeting with us during these socially distant times. They did a thorough search to find us the best value, that not only saved us money but gave us much more coverage and value! We highly recommend working with them.
Nancy K.
Nancy K.
01:03 21 Aug 20
I highly recommend Boyd Thiel and Thiel Insurance Group for your insurance needs. The customer service is top notch. The team has been very responsive to inquiries, happy to answer any questions and processed any claims we have had quickly and without question. I have been a long-term customer and will continue to remain a customer of Thiel Insurance Group.
Ellen K.
Ellen K.
18:25 19 Mar 20
Dave R.
Dave R.
00:41 26 Feb 20
Rebecca N.
Rebecca N.
00:01 29 Jan 20
Fantastic people to work with!
Nathan H.
Nathan H.
02:46 17 Oct 19
Friendly
Erv F.
Erv F.
18:19 06 Oct 19
I have never worked with better people. They make you their priority, treat you like family, and find the best options for you.Seriously guys, thank you.
Parker S.
Parker S.
18:47 06 Sep 19
Not only is the service great, but the time was taken to help me find the best insurance for my budget. I have been a customer for years and will always be one.
Judy K.
Judy K.
21:41 07 Aug 19
Everyone we have worked with at Thiel is so helpful! They make everything so easy and take care of everything for us. We go to them with all our insurance needs! We very highly recommend!
Chelsea G.
Chelsea G.
03:29 20 Jul 19
Jeffrey M.
Jeffrey M.
21:14 12 Jun 19
Thiel Insurance Group has been incredible to work with. As first time home buyers, they made the insurance process smooth and simple. When we purchased new cars, our agent, Mel got quotes out to us within hours. My husband and I feel well taken care of and like we are clients and friends, not numbers. We happily recommend them to anyone looking for an insurance agency.
Carolyn H.
Carolyn H.
00:20 03 May 19
I have been a customer of Thiel Insurance for over 20 years. They are helpful and always reviewing insurance plans to make sure I am receiving the best coverage to fit my family needs. They also spent time with my children when they turn 16 to discuss safe driving. Friendly and family service.
Amy T.
Amy T.
01:25 22 Apr 19
We have been very happy working with Boyd and his team. They respond quickly to emails and are proactively looking for the best deals without me asking. I highly recommend Thiel Insurance.
Kurt P.
Kurt P.
00:01 29 Mar 19
The best of the best
steve S.
steve S.
23:15 20 Dec 18
Dennis G.
Dennis G.
03:15 20 Nov 18
Michael P.
Michael P.
17:11 29 Oct 18
Our family has been with Thiel Insurance for over 30 years!!!Your team has been fantastic with answering questions and getting us immediate coverage or modifications when needed. As our family's needs have changed over the years, I never worry about getting the best and affordable life, home, renters, and auto insurance.Thanks for taking care of us :-)))
Tiffany S.
Tiffany S.
14:22 12 Sep 18
This insurance group is beyond exceptional. Have had nothing but outstanding service from Stacy, Boyd & Cindy!
Angela K.
Angela K.
17:44 28 Jun 18
Always helpful and meeting the needs of my auto/cycle/home owners insurance. They have had my business for the last 15years and will continue to!
Don P.
Don P.
13:31 25 Jun 18
Julie L.
Julie L.
03:17 01 May 18
Lisa E.
Lisa E.
13:52 30 Apr 18
Great Company! Fast and efficient with any issues and questions I have.
Kyra L.
Kyra L.
17:02 31 Jan 18
Great to work with! Have been a loyal customer for over 15 years. Always friendly and they shop around to ensure you are getting the best price!
David S.
David S.
00:07 31 Jan 18
Would'nt want to do business anywhere else.Outstanding staff, outsanding people!!! Mel goes above and beyond for all my insurance needs
Russell W.
Russell W.
19:47 02 Dec 17
Great agency to work with, I appreciate all the recent help with my accident. Thanks Again
Matthew M.
Matthew M.
19:19 16 Nov 17
Very good company. We would recommend them!
Karen D.
Karen D.
15:42 14 Sep 17
Love these guys. So much better than going to one of the "named" guys where there is only one choice for insurance. Mel is constantly looking over our coverage as my family's young begin to drive and offers options. Without even asking her to do so. THAT is excellent customer service.
Jeff E.
Jeff E.
14:07 18 Aug 17
I've been with Thiel since I've needed insurance and they are always so great with answering questions very promptly. Keep up the great work!
Tyler L.
Tyler L.
00:02 18 Aug 17
Theil Insurance has always gone above and beyond to offer fantastic customer service. The hometown feel is exactly what my wife and I are looking for in an age of internet trolls and overseas corporate customer service. Their rates have been the best and we're still able to bundle all of our insurance needs.
Matt S.
Matt S.
21:12 17 Aug 17
Couldn't ask for a more professional and caring group. Mel and Gary have been AWESOME to work with and are always very personable. It's nice to have a company who not only cares about your business but also about you personally!
April P.
April P.
20:13 17 Aug 17
I have been a customer of Thiel Insurance for 20+ years. On Friday, July 7th my sump pump stopped working late in the evening. I phoned the office Saturday morning to find out how to handle an insurance claim. No one was in and because I had Service Master coming, I phoned Stacey Thiel at home. She answered my questions and was sensitive to my concerns.....on a Saturday morning!!! The insurance adjuster came on Wednesday, July 12th and I had my funds on Monday, July 17th.Great customer service!
Vicky H.
Vicky H.
15:30 21 Jul 17
Always great service and quickly answer any questions I have about my insurance plan.
Robert K.
Robert K.
02:01 29 Jun 17
Very knowledgeable,friendly and responsive staff.Been getting my insurance needs through them for years.I recommend you give them a try.
Christine K.
Christine K.
16:28 22 Jun 17
Deborah W.
Deborah W.
13:07 18 May 17
We have been clients of Thiel Insurance for close to 20 years. Boyd, Mel, and Gary are always extremely helpful and polite. They go above and beyond to answer questions and take care of anything we need.
Kim J.
Kim J.
17:13 17 May 17
It's always a pleasure working with Boyd and the crew .Great service. Been there a long time .
kenneth L.
kenneth L.
20:57 28 Feb 17
Always a great experience working with Thiel Insurance in Kimberly. Super easy to contact them via phone or email and always get a quick response.
Shannon H.
Shannon H.
13:27 28 Feb 17
Always a pleasure to talk with the people at the Kimberly office. They are very helpful with any questions we might have. They also work with us to provide the insurance we need!
Becky H.
Becky H.
22:21 30 Jan 17
Thiel Agency is tremendous! They consistently are reviewing our policy for ways to save on premiums - their last review saved us about 25%! And with the same coverages.
Rabbi M.
Rabbi M.
17:23 30 Jan 17
The information that I needed was presented in a friendly yet professional way. After leaving I felt like Thiel insurance was looking after my best interest.
Robert K.
Robert K.
01:17 24 Jan 16
Vicky P
Vicky P
12:59 14 Sep 15
The Best Over!!! I switched my Insurance of my Home and vehicles to Thiel Insurance a few years ago. I have never been more pleased. They are so quick and always search for the best deal on insurance through multiple companies. They go the extra mile in customer service and make you feel very comfortable about it. I can't say enough about their friendly staff- Boyd, Mel and Especially Gary (The worlds greatest Insurance Guy). You will not be disappointed with any service they provide. I strongly recommend them if you need car, motorcycle or renters or home owners insurance. Contact me and will tell you how great they are.
Kevin E.
Kevin E.
15:16 24 Apr 15
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Thiel Insurance Group, LLC

An independent insurance agency serving the Fox Valley since 1960.Thiel Insurance Group, LLC BBB Business Review

Appleton Location

Thiel Insurance Group, LLC
620 N. Richmond St
Appleton, WI 54911
Phone: 920-739-6241
Fax: 920-739-3591

Kimberly Location

Thiel Insurance Group, LLC
122 W. Kimberly Ave
Kimberly, WI 54136
Phone: 920-788-4131 
Toll-Free: 866-788-4131 
Fax: 920-788-6795

Hours

Mon – Fri:
8:30 – 5:00
Saturday and Sunday Closed
Most Anytime by Appointment

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