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Thiel Insurance Group, LLC - Appleton & Kimberly


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Appleton: 920-739-6241
Kimberly: 920-788-4131

June 25, 2020

Why You Need Liability Insurance

deployed air-bag

Wisconsin law requires that all drivers be responsible for property damage or bodily injuries they may cause to others in a traffic accident. Most people meet this requirement by purchasing sufficient liability insurance, which covers property damage and injuries to others. Yet more than 14 percent of Wisconsin drivers lack any liability coverage at all, and a more significant percentage fail to have enough coverage. This means that they must pay for claims out of their own resources — either through a deposit with the Wisconsin Department of Transportation or through monthly installments or both. This is difficult; property and injury claims can run several thousand dollars and, in some cases, top more than $1 million.

Some motorists who had liability coverage before the pandemic may end up dropping their coverage as they cannot afford it. We have already seen many instances of that, unfortunately.

Drivers who lack liability insurance may be unable to pay for damages or injuries they cause, or to pay them in a timely fashion. That means the victims of the crash will have to pay for the treatment of injuries, and time lost from work themselves unless they have Uninsured Motorist (UM) or Underinsured Motorist coverage (UIM) on their own auto insurance policies.

What is UM or UIM?

Uninsured Motorist and Underinsured Motorist coverage prevent you from having to pay for injuries to your passengers in accidents where you were not at fault. UM and UIM provides this coverage if the driver who was at fault does not have liability insurance or has too little liability insurance to cover the cost of treating the injuries, and compensation for lost time from work and other activities. UM also provides coverage for injuries if you are a victim of a hit-and-run driver.

Wisconsin law requires all auto insurance policies to include UM coverage; UIM is optional but essential in situations where the driver at fault has low liability coverage. For example, Wisconsin law requires coverage for at least $25,000 in injuries to one person and $50,000 per accident. A major injury and lost wages would require much more than this amount.

Solution

Liability insurance pays for bodily injuries and property damages caused by one driver to another driver and passengers. UM and UIM provide coverage in case of an injury in an accident caused by another driver who lacks sufficient liability insurance to pay for treating your injuries. You can ensure that your injuries and lost wages, and those of your passengers are covered by buying enough UM or UIM.

Adding a PERSONAL UMBRELLA , along with the optional UM/UIM endorsement available may provide $1,000,000 or more additional available benefits. Contact Thiel Insurance LLC in Appleton at 920-739-6241 or in Kimberly at 920-788-4131 for an auto insurance quote.

Author

  • Boyd Thiel
    Boyd Thiel

    Boyd Thiel is an agent at Thiel Insurance Group. He can be reached at 920-788-4131.

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Article by Boyd Thiel / Automobile

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SHAWN H.
Hunter at Thiel Insurance Group is so nice and extremely helpful. I would recommend this company to anyone due to their superior customer service, knowledge, quick response and competitive prices!
Aline B.
The team handled my transition to a new insurance seamlessly and with great professionalism. Everything went smoothly—highly recommend!
HRN
Imagine my surprise when I learned that Thiel had selected the absolute maximum, including every single bell and whistle, while claiming I was getting the best deal available. They hadn't executed changes I requested, and had made other changes without my authorization. I'll be handing my plan myself from here on out. Over a decade with them to learn they'd been taking advantage of me for years.
Elijia K.
Hunter was very easy to work with and handled every question I had (and there were quite a few) with patience and finesse. Very happy with how transparent he was!
Bobbi H.
Thank you to Hunter for helping me add my son as a new driver and saving me money!!
Steven P.
Jarrett was excellent to work with.
Explained everything very thoroughly.
Made switching all my insurance a good experience
George B.
Efficient, thorough and easy. Knows the market and found the right policies. Thanks you Thiels.
Casey Van A.
Hunter was great, wakes me through entire process and helped finish the process quickly
Evan O.
Hunter was able to save me nearly 2 Thousand dollars a year on my insurance and provided superior coverage. The process was smooth and they helped me terminate my old policies to further streamline the process. no nonsense. quick response time. I would absolutely recommend Thiel Insurance Group.
Erin G.
Hunter helped me get auto and home insurance! It was my first time getting insurance and he took the time to go through everything and explain what he recommended. I highly recommend!!
Doug D.
Hunter was great throughout the quoting process. He quickly responded to email requests and was accommodating to appointment times. He made the process easy and answered all my questions. I hope to continue to work with him for my future insurance needs.
Travis K.
Hunter did a great job finding the right policy for our needs.
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Jane A.
Fast, professional and friendly service! Highly recommend!
John G.
We could not be happier with our choice to work with Thiel Insurance Group for our auto and home owner's insurance! Not only were they able to get us better coverage for a better price than we had with our previous insurance carrier, they found the lack of proper coverage in our prior home owner's policy could have cost us thousands of extra dollars had we had to file a claim. The team at Thiel Insurance Group is absolutely fantastic in regards to following up on questions or when policy changes need to be made. Let's face it, we're all just one severe storm or car accident away from needing to file an insurance claim. Knowing we have the team at Thiel Insurance Group not only for support, but as a partner in these times of need gives us a "peace of mind" that is priceless. Thanks again Thiel Insurance Group for the great products you represent, and the absolutely great team of people you employ, you are truly appreciated!
Megan K.
Incredibly efficient enrollment. Hunter was so helpful, my new insurance plan is more affordable. Overall, very content with the transition, much appreciated!
Joshua F.
Beth H.
I needed to change all of my insurance policies and find a new trustworthy agency. The Thiel Agency in Appleton came highly recommended from a friend I can't say enough good things about my experience. Lisa was so kind and helpful before I stepped in the door. She set up a time for me to meet with Tyler. This was my first time shopping for policies on my own. Tyler truly looked out for my best interest while putting together policies that were tailored to my needs Tyler was not only knowledgeable, but efficient, answered all of my questions, and explained things I didn't understand. He was easy to reach and followed through with everything. I'm grateful to have had the chance to work with Tyler at The Thiel Agency in Appleton. Thanks for looking out for me!!
Russ H.
Had a very nice experience with Hunter! Great guy! Saved us money on what we were currently paying for auto and home insurance! Thank you Thiel Insurance
Lori H.
Friendly, helpful insurance agency. We felt well informed regarding the policies we purchased before we left Highly recommend!
Nicole R.
Hunter was very helpful and able to get my premiums down significantly from my previous insurer while also increasing coverage.
Eric K.
Hunter was super helpful with finding us the insurance solutions that best fit our lifestyle needs. He is thorough and thoughtful and has great follow through.
Cyndi A.
When I decided to switch insurance companies after 45 years, I asked friends who they recommended and I was given the name Acuity as a carrier. I hadn't heard of them but found Thiel Insurance Group in Appleton. I called and got an appointment set up right away with Kim. We met in person, which I wanted. I didn't want to sign up online, I wanted to meet and talk to an actual person. She answered all my questions, and I had quite a few since I had the same company for so long. I appreciated the time she took to help me and I felt comfortable that she understood me and would be there if I had questions or needed help in the future. I am glad I made the move, they make you feel right a home and appreciated!
Hannah M.
As first time homebuyers, we weren’t really sure where to start with homeowners insurance quotes. Hunter was beyond helpful - professional, knowledgeable, kind, and all around a great asset in this journey. He helped us bundle home and auto and found us a competitive quote. For anybody looking for insurance needs, Thiel Insurance is the way to go. I’ll 10/10 be recommending Thiel Insurance!
Pedro A.
Best customer service ever!!! Super fast and easy communication!! Huge thanks to Hunter Thiel on the Appleton location.
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Christian S
Hunter and Team have bene great to work with. Knowledgable, responsive, and great service
Joseph J.
Hunter made getting insurance for my stump grinding business, quick and easy. Definitely would recommend.
Kam M.
Help saved us Money. Got back to us really quick with different quote options. Very knowledgeable.
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Hunter, was very helpful and swift with a solution.
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Hunter is authentic, personable and had our best interest in mind. Made the process easy to understand, gave insight where it was due and saved my family money. 10/10 would recommend!
Scott Vanden B.
Responsive, helpful, made it an easy process.
Samuel K.
Hunter at Thiel Insurance has done a phenomenal job with our insurance! We originally started with our home and auto insurance through them and got great rates, we have now switched our Tree business insurance through Hunter as well! Highly recommend Hunter and Thiel Insurance Group!!
Dylan B.
Kelly L.
I submitted our info for a quote and Hunter was on it quickly and efficiently. He was able to save us quite a bit of money while also substantially increasing our coverage. Really glad I found him- he was a pleasure to work with and went above and beyond to help submit all the necessary info!
Roger S.
Angie K.
Hunter was very pleasant to work with and was very quick to respond to my request for an auto insurance quote. He also helped save me a significant amount of money on a premium. I would definitely recommend.
Mark D.
Helped me with a new construction build and I saved money in the process.
Scott S.
We were in the process of relocating to the Fox Valley and I came across the Thiel Insurance Group as i researched insurance agencies in the Fox Valley. I spoke with Hunter Thiel and shared what I was looking for. Within 24 hours, he came back with a detailed proposal that exceeded my expectations. The pricing was attractive and in many cases, we have increased our coverages. Hunter is extremely resourceful and we are happy that we chose him! Highly recommended!
Mike B.
Hunter was extremely helpful with too many things to count. We needed his help for a lot of insurances for our company and he did above and beyond work. Hunter is in the Appleton WI location. Reach out for him specifically if anything!
Brenton H.
Amazing response times, friendly and super helpful! Hunter could not have made the transition any easier!
Colby B.
Hunter helped me with business and personal insurance. Saving me 1000s
Craig S.
We just switched our insurance from a carrier we had been with for over 25 years. We started 'shopping' because they were no longer providing Home Insurance in Wisconsin, but Jarret did an outstanding job finding us better Auto/Home/Umbrella coverage at a significant savings! We highly recommend Thiel Insurance!
Lee H.
I worked with Hunter to switch our home, auto, boat and umbrella from our current insurance and had great service and saved a ton of money in the process. I would highly recommend Thiel Insurance Group....
Bryce C.
Quick and easy to deal with and fair pricing!
Bob H.
Cindy is one of the best INS agents I have talked to for my Business. I have spoken to other companies and could not do what Cindy had done for us. Stacey is one of the owners, and she took my call when she did not and talked with me until I understood my new insurance. AAAAAAAAAAAAAA plus from us
S&S H.
Very pleasant experience with Hunter, explained things clearly and understandable, saved us a bunch of money on our insurance policies!
Nathan S.
Helped me get a great rate
Nick P
I have worked with Thiel Insurance in the past and have always had a smooth and pleasant experience. Each agent is friendly and professional and is willing to answer any questions you may have. I let my insurance lapse due to personal life circumstances, called Thiel and had coverage and everything set up in under 20 minutes. I Would definitely recommend Thiel to anyone looking for a company that cares.
Karoline J.
Hunter is fabulous and saved me a ton of money/year!!! 🤗
Dan C.
Just switched our insurance over from a company we had been at for over 40 years. Insurance has gotten a bit crazy lately and the team at Thiel Insurance did a great job working through our options and finding the coverage we needed at very competitive pricing. Thank you!!!
Boyd D.
Jarrett was very easy to work with, responded very quickly and found us the best and cheapest options
Tori O.
Hunter was amazing to work with! He answered all of our questions and was easy to get ahold of!
W&L W.
Hunter quoted me home/auto/umbrella policies and was very knowledgeable. He was very patient with my never ending questions. I look forward to having Thiel as my insurance agent.
Shane T.
Excellent service, very attentive staff!
Tom
Jeffrey M
Outstanding Service – Highly Recommend Hunter!

I had the pleasure of working with Hunter to secure business insurance for my company, and I couldn’t be more satisfied with the experience. From the start, he took the time to understand my specific needs and provided tailored coverage options that made sense for my business.

The entire process was smooth, efficient, and stress-free. Hunter was incredibly knowledgeable, patient, and always available to answer any questions I had. He made sure I had the right coverage at a competitive rate, giving me peace of mind knowing my business is well-protected.

If you’re looking for a reliable and professional insurance agent who truly cares about his clients, I highly recommend Hunter. I’ll definitely be working with him for all my future insurance needs!

— Jeff Mann
Rustic Ridge Concrete & Masonry LLC
Aiden O.
To Cindy the most amazing insurance, rep i've had. She has fought for our business when we need it and she is backed everything she has done for us. Highly recommend Thiel especially if you get to work with Cindy Casey!!!
Parker D.
Hunter works very quickly, responds fast and is saving me thousands per year on insurance, and with better coverage!
José Arturo Godinez A.
Great service and great prices
Rebecca W.
Cindy at Thiel Insurance has been amazing to work with! Cindy's response time is impeccable, answered any questions that I've had, down-to-earth personality makes it very easy to talk to and her knowledge about different policies eased my mind. Thank you Cindy for all that you've done! I would definitely recommend reach out to Thiel Insurance!
Mark W.
Great company to deal with! Hunter was very thorough and helpful!!
Christine T.
Boyd is as friendly and knowledgeable as they come . Thank you Thiel Insurance for covering all of insurance needs from homeowners to life insurance and everything in between.
Robert K.
Great, been a policy holder for house and autos and rental policies for years. They're very easy to work with and thorough with all their work. Coundn't be happier.
Holly B.
Stacey did a wonderful job explaining the options for home insurance. She also found much better rates for car insurance. They really do treat their clients like family, and the dog is the sweetest!
dan H.
Boyd and Jarret were very responsive to our questions while we were researching our options. They were able to find us insurance policies that met our needs. Fast responses and very thorough! Highly recommend!
Mitch Van O.
Rob L.
Fast response to an RFQ to potentially change insurance companies. Hunter recommended to stay with my current insurance for the best value. Fast and thorough response. If I were to change insurance, would definitely consider Thiel.
Gregory B.
Hunter did a great job replacing our insurance policies covering two homes, two cars, multiple recreational vehicles, and boats in addition to an umbrella liability. He was able to add some coverages we needed while still reducing our overall premium. I highly recommend working with him.
Scott S.
Julie H.
Boyd did a wonderful job explaining the different options in life insurance.
M. S.
Hunter was very professional and worked with me to move my auto and home insurance to a more affordable plan as well as adding an umbrella policy. He answered all my questions and promptly replied to my e-mails and phone calls.
Jacquelyn S.
Family agency with extensive insurance knowledge. Highly recommended!!
Al G.
We are very pleased to have joined Thiel Insurance. They have made us feel very glad e made the change.
Pat S.
Lisa very friendly was a
Big Help changing agency
Tim R.
Boyd was an immense help getting our policy in place after 10 years with a different agency. He took the time to answer our questions and make us feel comfortable with the change. Very impressed with the quick responsiveness and local knowledge.
Tom S.
Fabulous experience the Thiel Insurance Group. Boyd did a great job of explaining everything and answering my questions. He is very responsive but never pushy. Everyone I've met there is a joy to work with.
Jeanne Z.
I am very grateful for all the help I have received from Boyd and the office staff. I never hesitate to ask for advice about questions I have.
Nathan H.
I have been with Thiel for over 17 years and have never once had a single complaint. When you call, there is always someone in the office ready to assist you. We have had Carrie be our primary Agent for some time now and she makes everything so simple to understand as well as so easy to attain we couldn't be happier with her!
Michael W.
Very friendly and knowledgeable
Tammy B.
Hunter was excellent to work with and answered all of our questions, highly recommend!
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Phylliss J.
Have a great experience with Thiel Insurance every time I go there. Thank you all.
Elijah W.
Hunter is a great communicator and truly cares for his costumers! He has saved me money over and over again on my policies ! Fully recommend even for a quote !
Russ O.
Boyd and Carrie not only handled my insurance needs, but also brought to my attention the deficits of my current insurance coverage. Which has since been addressed.

I appreciate their prompt and professional service.
Kazem H.
Amazing amazing service! He helped me out go over my Arizona quotes and was extremely knowledgeable and fair. Felt complete trust with him
Aimee C.
Thanks for helping me with my car insurance
Jim P.
Hailey P.
Hunter was great to work with! He was super helpful with answering all of my questions and also super fast, which I appreciated as I needed insurance for my business in a short time frame. I will be back for all of my insurance needs!
LeRoy D.
Our ins premiums were raised quite a bit from a national co so after 15 years with them it was time to see what what available. We'd rather have someone locally to work with so i found Theil ins on google. We're glad we did because they found us a company that gave much more coverage with less premium's and they were informative, fun, and painless to work with. Highly recomend them.
Haley F.
Fantastic customer service and great overall communication from employees. I love that they stay in touch with me and make sure that I am getting the best rate possible. Jarret has been great to talk to and he gets things done quick, which I appreciate. We bundle home and auto insurance and I would recommend them to anyone looking to switch for a better rate.
Ethan N.
Just got a quote from Hunter, who was extremely kind and professional. He explained to me what each policy covered in detail and made switching insurance super easy. Hunter was able to offer the same coverage for WAY cheaper than my current insurance provider (Allstate). Very happy customer of Thiel Insurance Group!
Stacie S.
Great experience with helping me pick the coverages I needed and going over my policies. Very friendly and easy to talk to and work with. Felt the were looking out for my best interest.
Kristin W.
We recently met with Boyd and he did a tremendous job of assisting us in searching for a thorough comparison of policies for auto and home insurance! He took the time to meet with us in person, discuss our options and answer all of our questions. We appreciate the care and personal attention he gave to us during this process and we would highly recommend Thiel Insurance Group LLC to anyone looking for a great local representative.
Ben J.
Thiel has been great and mainly because of their agents like Kim and Lisa. They are rockstars there and have helped me out tremendously. Extremely helpful. Extremely knowledgeable and you can definitely tell they love helping people. I haven't got to work with others there but I imagine they all have the same attitude. Kim, if you read this thank you so much for all you have done for me over the years. Thank you!
Michael L.
Extremely responsive and thorough. Regardless of the question or obstacle, my family has been able to get quick feedback, detailed explanations and communication that is clear and concise throughout the past decade. I have thrown a few curve balls their way in adjusting and redesigning my coverage and they have met everything with poise and professionalism. Strongly recommend.
steve S.
The best of the best
Brad W.
Jarret is great to work with. I have been with Thiel Insurance for over 20 years. The renewal came through this year and increased significantly, Jarret noticed it and took care of looking for another policy that would work for us. I recommend Thiel Insurance Group LLC to everyone.
Jeremy N.
Boyd Thiel and his wife are incredible and honest insurance professionals whether it be for your Home, Auto and Life, there are none better than Thiel Insurance Group. They are family and treat every customer as family. When you buy insurance it isn't a tangible product that you can see and touch You only know it's value when you have to use it and the customer service at the time of submitting a claim all the way through is without a doubt one of the biggest selling points in my mind for working with Boyd and family.
Jaimie Lee G.
Highly recommend Thiel Insurance company! They go above and beyond for us.

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Thiel Insurance Group, LLC

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Appleton Location

Thiel Insurance Group, LLC
620 N. Richmond St
Appleton, WI 54911
Phone: 920-739-6241
Fax: 920-739-3591

Kimberly Location

Thiel Insurance Group, LLC
122 W. Kimberly Ave
Kimberly, WI 54136
Phone: 920-788-4131 
Toll-Free: 866-788-4131 
Fax: 920-788-6795

Hours

Mon – Fri:
8:30 – 5:00
Saturday and Sunday Closed
Most Anytime by Appointment

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