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Thiel Insurance Group, LLC - Appleton & Kimberly


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October 28, 2021

Preparing for Winter Driving

Clearing snow from windshield

Summer is over, the days are getting colder, and the nights are getting longer. That’s right – it’s time to get ready for winter driving. This winter, your daily commutes, weekend getaways, and holiday travel plans will be made more treacherous by the snow, ice, and lack of daylight. Winter can be a dangerous time for drivers, but a little caution can help your trips go safely.

Driving When It’s Dark

The Winter Solstice marks the shortest day of the year. Because the sun rises later and sets earlier, your daily commute might take place when it’s dark outside. This can create additional hazards.

According to the National Highway Traffic Safety Administration, only about 25% of travel occurs when its dark out, but 49% of passenger vehicle occupant fatalities happen at night. This means that the fatality rate per vehicle mile driven is about three times higher at night than during the day. Remember to:

  • Optimize your view. The glare from city lights can make it especially hard to see at night. Your headlights should be working properly, and your windshield should be clean.
  • Watch out for pedestrians and bicyclists. In the evening, students might be heading home from afterschool activities. Make sure you’re looking for people as well as other vehicles.
  • Slow down. Low-beam headlights can help you see the road when it’s dark, but only about 200 feet ahead or possibly even less. This means that your visibility is significantly reduced. You need time to react to hazards on the road, so make sure you’re driving at a safe speed.

Ice on the Road

Ice can make roads treacherous, and even areas that don’t usually see snow can be vulnerable. In February 2021, icy road conditions on a Texas interstate contributed to a massive pileup. According to NBC, more than 130 vehicles were involved. Dozens of people were injured, and at least six people died.

Any ice on the road can be dangerous, but black ice is especially hazardous because it’s so difficult to see. Black ice is actually transparent, not black. It often forms when snow and ice melt and then refreeze to form a thin, smooth layer. If the road looks unusually shiny, there may be black ice. It’s especially common in the morning and evening.

When ice is possible, use caution and leave plenty of space between you and other vehicles. Be extra careful on bridges. Bridges are exposed to cold air on all sides, so they lose heat quickly and can freeze even when other roadways are free of ice.

See The Weather Channel’s guide on how to handle driving on black ice for more tips.

Driving in Snow

Like ice, snow can make roads treacherous. Snow-covered roads can be slippery, and it’s also possible to get stuck. If snow is falling, visibility may be very poor.

When driving in the snow, drive at a speed that’s safe for the conditions, and avoid slamming on your breaks. Use your headlights to increase visibility. Be sure you can see the road. You also want to make sure other cars can see you.

Also, watch out for carbon monoxide poisoning, which can occur when snow clogs a car’s tailpipes. According to ABC Eyewitness News, carbon monoxide can reach dangerous levels after only one minute and 24 seconds. In just 15 to 20 minutes, a carbon monoxide-filled vehicle could easily prove fatal.

Winter Driving Etiquette

Rude and reckless drivers can make winter driving even more stressful. Here are a few tips to reduce driving frustration:

  • Give yourself plenty of room. Tailgating is always dangerous, but it’s even worse in winter weather. Leave extra space between your car and the car in front of you.
  • Give snowplows room, too. Getting stuck behind a slow snowplow can be annoying, but at least you’re benefiting from a freshly plowed road. Don’t pass a snowplow unless you have enough room to do so safely.
  • Turn your headlights on when visibility is poor. This can help other drivers see you.
  • Leave early and allow yourself extra time. Everything seems worse when you’re rushing, and you’re also much more likely to make mistakes.
  • Stay home if you can. Hospital staff and other emergency workers don’t have the luxury of staying home when the weather is bad. Don’t add to the traffic if your trip is not essential.

Getting Your Car Ready

Is your car in good enough shape to handle winter weather? Before you head out to the mountains or get hit with the first snowstorm, get your car ready.

  • Make sure your tires are in good shape. If you are spending a lot of time in winter weather conditions, consider investing in snow tires or winter tires.
  • Get chains if needed. If you’re heading to the mountains, you may need chains for your tires.
  • Take your car in for a tune-up. This is a good time to get an oil change and to have your car inspected for any issues. Be sure to check the brakes, heater and defroster, battery, and antifreeze level.
  • Check for recalls. You can enter your VIN at the NHTSA website to see if there are any recalls for your vehicle.

Stocking Your Car

In a worst-case scenario, an emergency car kit can be a lifesaver.

When stocking your car with emergency supplies, think about what you’ll need if you get stranded on the roadside during winter weather. You’ll need to stay warm. You should have some food and water available. And you’ll also need items that can help you get back on the road as fast as possible.

According to Ready.gov, your emergency car kit should include the following:

  • Jumper cables
  • Flares or reflective triangles
  • An ice scraper
  • A car charger for your phone
  • A blanket
  • A map
  • Some sand or cat litter for better tire traction

Check Your Auto Insurance

This is also a good time to make sure you have the auto insurance coverage you need. We can help you find the right insurance coverage to protect you from winter hazards. Give us a call!

Author

  • Boyd Thiel
    Boyd Thiel

    Boyd Thiel is an agent at Thiel Insurance Group. He can be reached at 920-788-4131.

    View all posts

Article by Boyd Thiel / Automobile

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allison N.
2 days ago
Amanda was a great agent to work with. So friendly and efficient. I'm glad I switched to this company! Thank you!!
Andrew C.
2 days ago
We are switching our insurances. Amanda is wonderful to work with!
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4 days ago
Amanda was incredibly helpful getting our insurance expedited so we could close on our new home. Her communication and diligence in completing our requests were excellent.
Zoua L.
5 days ago
We had such a wonderful experience working with Mason at Thiel Insurance Group! I recently accompanied my in-laws to switch their auto, home, and boat insurance, and Mason made the entire process so easy and stress-free. He was incredibly friendly, knowledgeable, patient, and accommodating. He took the time to explain everything thoroughly, answered all of our questions, and made sure we understood the coverage options. He was also very easy to communicate with and always accessible when we needed him. Best of all, he was able to save my in-laws $1,400 on their insurance for four vehicles, their home, and their boat, all while getting them excellent coverage! It’s refreshing to work with someone who genuinely cares about finding the best options for their clients rather than just making a sale. We truly appreciated his honesty, professionalism, and outstanding customer service. I highly recommend Mason and Thiel Insurance Group to anyone looking for insurance. Thank you, Mason, for making this such a positive experience!
Sue P.
2 weeks ago
I want to thank Thiel Insurance and Cindy for the help we had on July 27th, 2026, the Appleton tornado. I called right away and Cindy answered. Phone lines were really sketchy, but she certainly understood what was happening. She immediately processed a claim for us and left a nice message to say she had done so. I was so thankful that she initiated the claim and the next day we were able to get things rolling. I just wanted to make sure my thanks were given to Thiel Insurance and Cindy for quick action. Sincerely, The Pergande Family
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Brielle P.
2 weeks ago
Amanda was lovely to work with! I needed help changing my car insurance and she was able to guide me through the whole process and put together a quote for me that was exactly what I needed. I appreciate her kindness in answering all of my questions. I would highly recommend working with her!
Kristin M.
3 weeks ago
I have had nothing but good experiences when I contact Thiel Insurance. My questions are always promptly answered, and in a way that I can understand. I will never go back to trying to find insurance by myself off the Internet!
Nathan S.
3 weeks ago
Chloe was a consummate professional from start to finish. As a first-time homeowner, I knew I needed a homeowner’s insurance policy. Chloe not only helped me get a homeowner’s policy but also helped me to bundle that policy with a new auto policy and also an umbrella policy get better rates one each while also helping me cancel my renters insurance on my prior policy. Chloe also assisted in communications with my lender institution. It truly was a one-stop shop. Chloe communicated with me every step of the way, was always willing to answer questions, and provided frequent updates. She made purchasing insurance easy. I would easily recommend her services to others.
James S.
4 weeks ago
Teresa Van L.
1 month ago
I have had Thiel home and auto insurance for about 10 years. Their customer service has been warm, friendly, and very helpful. When our condo insurance rates kept going up, I knew Thiel insurance could help. Hunter was able to find some alternative providers and now we are saving thousands a year. That has made our HOA very happy!
Paeton Van A.
1 month ago
Amanda was incredibly helpful finding the right plan for my needs during a very busy week. She worked hard behind the scenes for me and was able to meet my tight deadline and work with my schedule to get everything signed in time.
Ryan T.
1 month ago
Hunter was extremely helpful for setting up my general liability and workers comp insurance for my home services business. He answered all of my questions and made the whole process extremely simple and easy. I highly recommend Hunter and Thiel Insurance Group
Kaleb W.
1 month ago
Amanda was very quick to respond in all aspects of this process. I was taken care of and appreciate it very much.
Savanna
1 month ago
Fast, simple, and easy from start to finish. I ended up with more coverage for a better price. Couldn’t have asked for a better experience.
Michael N.
1 month ago
Awesome company to work with, professional and easy to get setup with business insurance. Will definitely recommend to others and will continue to work with.
amy T.
1 month ago
Hunter Thiel did a great job helping me with insurance. It was a smooth process and he helped me save money too
Landon M.
1 month ago
I reached out to Thiel for a business insurance quote, utilizing the website contact form, and I received a phone call from Hunter within an hour or two. Hunter was very informative with the various options available and once I provided some additional information, he was able to give me a verbal quote that we finalized a few days later with an in-person meeting. I was impressed with the response time and how quickly we were able to move through the process. Hunter and the rest of the Thiel staff are also very friendly and easy to communicate with. I had done some previous research on average prices and coverage amounts for my line of business (excavation contractor), and felt like the prices quoted were fair, especially with the amount of coverage that Thiel is able to provide. All in all, it has been a great experience so far and I would highly recommend them to other potential customers.
ben D.
2 months ago
Saved me 7000 on my trucking insurance!!
Jeff M.
2 months ago
Hunter Thiel was absolutely great to work with. He made the process of getting new home and auto insurance extremely easy and straightforward, and he also helped me get life insurance set up. He took the time to explain everything clearly, answered all of my questions, and made sure I understood exactly what I was getting. What really stood out to me was how responsive and helpful Hunter was throughout the entire process. I never felt pressured or like I was just another policy. He actually took the time to understand what I needed and made sure I was properly covered while still getting me a great value. I’d highly recommend Hunter to anyone looking for an insurance agent. Professional, knowledgeable, easy to work with, and genuinely cares about his clients. Great experience all around!
TM S.
2 months ago
Amanda made this process a breeze. From responding to my request for a quote, to walking me through the information and finalizing it all. It was so much easier than I expected. Thank you Amanda!!!
TA K.
2 months ago
I wish I could give them 10 stars... gave EXCEPTIONAL help post Tornado damage with our policy. So grateful for a company that is really there for people. THANK YOU
Tim N.
2 months ago
Mason is a star ⭐
Patrick S.
2 months ago
Rheda S.
2 months ago
Did a full coverage review. Hunter was thoroughly, professional and great to work with

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Thiel Insurance Group, LLC

An independent insurance agency serving the Fox Valley since 1960. Thiel Insurance Group, LLC BBB Business Review

Appleton Location

Thiel Insurance Group, LLC
620 N. Richmond St
Appleton, WI 54911
Phone: 920-739-6241
Fax: 920-739-3591

Kimberly Location

Thiel Insurance Group, LLC
122 W. Kimberly Ave
Kimberly, WI 54136
Phone: 920-788-4131 
Toll-Free: 866-788-4131 
Fax: 920-788-6795

Hours

Mon – Thur:
8:00 – 5:00
Friday 8:00 – 3:00
Saturday and Sunday Closed
Most Anytime by Appointment

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