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Thiel Insurance Group, LLC - Appleton & Kimberly


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Appleton: 920-739-6241
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October 28, 2021

Preparing for Winter Driving

Clearing snow from windshield

Summer is over, the days are getting colder, and the nights are getting longer. That’s right – it’s time to get ready for winter driving. This winter, your daily commutes, weekend getaways, and holiday travel plans will be made more treacherous by the snow, ice, and lack of daylight. Winter can be a dangerous time for drivers, but a little caution can help your trips go safely.

Driving When It’s Dark

The Winter Solstice marks the shortest day of the year. Because the sun rises later and sets earlier, your daily commute might take place when it’s dark outside. This can create additional hazards.

According to the National Highway Traffic Safety Administration, only about 25% of travel occurs when its dark out, but 49% of passenger vehicle occupant fatalities happen at night. This means that the fatality rate per vehicle mile driven is about three times higher at night than during the day. Remember to:

  • Optimize your view. The glare from city lights can make it especially hard to see at night. Your headlights should be working properly, and your windshield should be clean.
  • Watch out for pedestrians and bicyclists. In the evening, students might be heading home from afterschool activities. Make sure you’re looking for people as well as other vehicles.
  • Slow down. Low-beam headlights can help you see the road when it’s dark, but only about 200 feet ahead or possibly even less. This means that your visibility is significantly reduced. You need time to react to hazards on the road, so make sure you’re driving at a safe speed.

Ice on the Road

Ice can make roads treacherous, and even areas that don’t usually see snow can be vulnerable. In February 2021, icy road conditions on a Texas interstate contributed to a massive pileup. According to NBC, more than 130 vehicles were involved. Dozens of people were injured, and at least six people died.

Any ice on the road can be dangerous, but black ice is especially hazardous because it’s so difficult to see. Black ice is actually transparent, not black. It often forms when snow and ice melt and then refreeze to form a thin, smooth layer. If the road looks unusually shiny, there may be black ice. It’s especially common in the morning and evening.

When ice is possible, use caution and leave plenty of space between you and other vehicles. Be extra careful on bridges. Bridges are exposed to cold air on all sides, so they lose heat quickly and can freeze even when other roadways are free of ice.

See The Weather Channel’s guide on how to handle driving on black ice for more tips.

Driving in Snow

Like ice, snow can make roads treacherous. Snow-covered roads can be slippery, and it’s also possible to get stuck. If snow is falling, visibility may be very poor.

When driving in the snow, drive at a speed that’s safe for the conditions, and avoid slamming on your breaks. Use your headlights to increase visibility. Be sure you can see the road. You also want to make sure other cars can see you.

Also, watch out for carbon monoxide poisoning, which can occur when snow clogs a car’s tailpipes. According to ABC Eyewitness News, carbon monoxide can reach dangerous levels after only one minute and 24 seconds. In just 15 to 20 minutes, a carbon monoxide-filled vehicle could easily prove fatal.

Winter Driving Etiquette

Rude and reckless drivers can make winter driving even more stressful. Here are a few tips to reduce driving frustration:

  • Give yourself plenty of room. Tailgating is always dangerous, but it’s even worse in winter weather. Leave extra space between your car and the car in front of you.
  • Give snowplows room, too. Getting stuck behind a slow snowplow can be annoying, but at least you’re benefiting from a freshly plowed road. Don’t pass a snowplow unless you have enough room to do so safely.
  • Turn your headlights on when visibility is poor. This can help other drivers see you.
  • Leave early and allow yourself extra time. Everything seems worse when you’re rushing, and you’re also much more likely to make mistakes.
  • Stay home if you can. Hospital staff and other emergency workers don’t have the luxury of staying home when the weather is bad. Don’t add to the traffic if your trip is not essential.

Getting Your Car Ready

Is your car in good enough shape to handle winter weather? Before you head out to the mountains or get hit with the first snowstorm, get your car ready.

  • Make sure your tires are in good shape. If you are spending a lot of time in winter weather conditions, consider investing in snow tires or winter tires.
  • Get chains if needed. If you’re heading to the mountains, you may need chains for your tires.
  • Take your car in for a tune-up. This is a good time to get an oil change and to have your car inspected for any issues. Be sure to check the brakes, heater and defroster, battery, and antifreeze level.
  • Check for recalls. You can enter your VIN at the NHTSA website to see if there are any recalls for your vehicle.

Stocking Your Car

In a worst-case scenario, an emergency car kit can be a lifesaver.

When stocking your car with emergency supplies, think about what you’ll need if you get stranded on the roadside during winter weather. You’ll need to stay warm. You should have some food and water available. And you’ll also need items that can help you get back on the road as fast as possible.

According to Ready.gov, your emergency car kit should include the following:

  • Jumper cables
  • Flares or reflective triangles
  • An ice scraper
  • A car charger for your phone
  • A blanket
  • A map
  • Some sand or cat litter for better tire traction

Check Your Auto Insurance

This is also a good time to make sure you have the auto insurance coverage you need. We can help you find the right insurance coverage to protect you from winter hazards. Give us a call!

Author

  • Boyd Thiel
    Boyd Thiel

    Boyd Thiel is an agent at Thiel Insurance Group. He can be reached at 920-788-4131.

    View all posts

Article by Boyd Thiel / Automobile

Insurance can be confusing at times and everyone's needs are different. If you have questions regarding coverage, pricing, or anything else related to insurance, send us an email or give us a call.

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Helped me save over $2700 a year on my auto and first home!
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As a local Realtor, I’ve had the opportunity to work with many insurance professionals over the years — but Hunter Thiel with Thiel Insurance Group truly stands out. When it came time to insure our short-term rental Airbnb property, Hunter made the entire process incredibly smooth and stress-free. His knowledge of the industry and ability to tailor the right coverage for our unique situation gave us total peace of mind — and at a price that made sense.

What really sets Hunter apart is his communication. He’s consistently responsive, always willing to jump on a quick call, and never makes you feel like a number. With Thiel Insurance Group, you’re not getting passed around a call center — you’re working directly with Hunter every time. That personal touch and accountability are rare in today’s world, and it means everything when you’re navigating important decisions like insurance.

Hunter brings the perfect mix of youthful energy and seasoned wisdom. He’s professional, proactive, and a true asset to have in your corner. For anyone looking for a reliable, trustworthy insurance partner, Hunter is a no-brainer. Thanks again, Hunter, for being such a key part of our team — we’re grateful for everything you do.
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The team handled my transition to a new insurance seamlessly and with great professionalism. Everything went smoothly—highly recommend!
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Imagine my surprise when I learned that Thiel had selected the absolute maximum, including every single bell and whistle, while claiming I was getting the best deal available. They hadn't executed changes I requested, and had made other changes without my authorization. I'll be handing my plan myself from here on out. Over a decade with them to learn they'd been taking advantage of me for years.
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Hunter was very easy to work with and handled every question I had (and there were quite a few) with patience and finesse. Very happy with how transparent he was!
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Thank you to Hunter for helping me add my son as a new driver and saving me money!!
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Explained everything very thoroughly.
Made switching all my insurance a good experience
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Efficient, thorough and easy. Knows the market and found the right policies. Thanks you Thiels.
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Hunter was great, wakes me through entire process and helped finish the process quickly
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Hunter helped me get auto and home insurance! It was my first time getting insurance and he took the time to go through everything and explain what he recommended. I highly recommend!!
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Hunter was great throughout the quoting process. He quickly responded to email requests and was accommodating to appointment times. He made the process easy and answered all my questions. I hope to continue to work with him for my future insurance needs.
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We could not be happier with our choice to work with Thiel Insurance Group for our auto and home owner's insurance! Not only were they able to get us better coverage for a better price than we had with our previous insurance carrier, they found the lack of proper coverage in our prior home owner's policy could have cost us thousands of extra dollars had we had to file a claim. The team at Thiel Insurance Group is absolutely fantastic in regards to following up on questions or when policy changes need to be made. Let's face it, we're all just one severe storm or car accident away from needing to file an insurance claim. Knowing we have the team at Thiel Insurance Group not only for support, but as a partner in these times of need gives us a "peace of mind" that is priceless. Thanks again Thiel Insurance Group for the great products you represent, and the absolutely great team of people you employ, you are truly appreciated!
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Incredibly efficient enrollment. Hunter was so helpful, my new insurance plan is more affordable. Overall, very content with the transition, much appreciated!
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Beth H.
I needed to change all of my insurance policies and find a new trustworthy agency. The Thiel Agency in Appleton came highly recommended from a friend I can't say enough good things about my experience. Lisa was so kind and helpful before I stepped in the door. She set up a time for me to meet with Tyler. This was my first time shopping for policies on my own. Tyler truly looked out for my best interest while putting together policies that were tailored to my needs Tyler was not only knowledgeable, but efficient, answered all of my questions, and explained things I didn't understand. He was easy to reach and followed through with everything. I'm grateful to have had the chance to work with Tyler at The Thiel Agency in Appleton. Thanks for looking out for me!!
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Had a very nice experience with Hunter! Great guy! Saved us money on what we were currently paying for auto and home insurance! Thank you Thiel Insurance
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Friendly, helpful insurance agency. We felt well informed regarding the policies we purchased before we left Highly recommend!
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Hunter was super helpful with finding us the insurance solutions that best fit our lifestyle needs. He is thorough and thoughtful and has great follow through.
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When I decided to switch insurance companies after 45 years, I asked friends who they recommended and I was given the name Acuity as a carrier. I hadn't heard of them but found Thiel Insurance Group in Appleton. I called and got an appointment set up right away with Kim. We met in person, which I wanted. I didn't want to sign up online, I wanted to meet and talk to an actual person. She answered all my questions, and I had quite a few since I had the same company for so long. I appreciated the time she took to help me and I felt comfortable that she understood me and would be there if I had questions or needed help in the future. I am glad I made the move, they make you feel right a home and appreciated!
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As first time homebuyers, we weren’t really sure where to start with homeowners insurance quotes. Hunter was beyond helpful - professional, knowledgeable, kind, and all around a great asset in this journey. He helped us bundle home and auto and found us a competitive quote. For anybody looking for insurance needs, Thiel Insurance is the way to go. I’ll 10/10 be recommending Thiel Insurance!
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Hunter is authentic, personable and had our best interest in mind. Made the process easy to understand, gave insight where it was due and saved my family money. 10/10 would recommend!
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I submitted our info for a quote and Hunter was on it quickly and efficiently. He was able to save us quite a bit of money while also substantially increasing our coverage. Really glad I found him- he was a pleasure to work with and went above and beyond to help submit all the necessary info!
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Hunter was very pleasant to work with and was very quick to respond to my request for an auto insurance quote. He also helped save me a significant amount of money on a premium. I would definitely recommend.
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Helped me with a new construction build and I saved money in the process.
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We were in the process of relocating to the Fox Valley and I came across the Thiel Insurance Group as i researched insurance agencies in the Fox Valley. I spoke with Hunter Thiel and shared what I was looking for. Within 24 hours, he came back with a detailed proposal that exceeded my expectations. The pricing was attractive and in many cases, we have increased our coverages. Hunter is extremely resourceful and we are happy that we chose him! Highly recommended!
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Hunter was extremely helpful with too many things to count. We needed his help for a lot of insurances for our company and he did above and beyond work. Hunter is in the Appleton WI location. Reach out for him specifically if anything!
Craig S.
We just switched our insurance from a carrier we had been with for over 25 years. We started 'shopping' because they were no longer providing Home Insurance in Wisconsin, but Jarret did an outstanding job finding us better Auto/Home/Umbrella coverage at a significant savings! We highly recommend Thiel Insurance!
Dan C.
Just switched our insurance over from a company we had been at for over 40 years. Insurance has gotten a bit crazy lately and the team at Thiel Insurance did a great job working through our options and finding the coverage we needed at very competitive pricing. Thank you!!!
Boyd D.
Jarrett was very easy to work with, responded very quickly and found us the best and cheapest options
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Excellent service, very attentive staff!
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Christine T.
Boyd is as friendly and knowledgeable as they come . Thank you Thiel Insurance for covering all of insurance needs from homeowners to life insurance and everything in between.
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Great, been a policy holder for house and autos and rental policies for years. They're very easy to work with and thorough with all their work. Coundn't be happier.
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Stacey did a wonderful job explaining the options for home insurance. She also found much better rates for car insurance. They really do treat their clients like family, and the dog is the sweetest!
dan H.
Boyd and Jarret were very responsive to our questions while we were researching our options. They were able to find us insurance policies that met our needs. Fast responses and very thorough! Highly recommend!
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Rob L.
Fast response to an RFQ to potentially change insurance companies. Hunter recommended to stay with my current insurance for the best value. Fast and thorough response. If I were to change insurance, would definitely consider Thiel.
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Hunter did a great job replacing our insurance policies covering two homes, two cars, multiple recreational vehicles, and boats in addition to an umbrella liability. He was able to add some coverages we needed while still reducing our overall premium. I highly recommend working with him.
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Boyd did a wonderful job explaining the different options in life insurance.
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Hunter was very professional and worked with me to move my auto and home insurance to a more affordable plan as well as adding an umbrella policy. He answered all my questions and promptly replied to my e-mails and phone calls.
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Family agency with extensive insurance knowledge. Highly recommended!!
Al G.
We are very pleased to have joined Thiel Insurance. They have made us feel very glad e made the change.
Pat S.
Lisa very friendly was a
Big Help changing agency
Tim R.
Boyd was an immense help getting our policy in place after 10 years with a different agency. He took the time to answer our questions and make us feel comfortable with the change. Very impressed with the quick responsiveness and local knowledge.
Tom S.
Fabulous experience the Thiel Insurance Group. Boyd did a great job of explaining everything and answering my questions. He is very responsive but never pushy. Everyone I've met there is a joy to work with.
Jeanne Z.
I am very grateful for all the help I have received from Boyd and the office staff. I never hesitate to ask for advice about questions I have.
Nathan H.
I have been with Thiel for over 17 years and have never once had a single complaint. When you call, there is always someone in the office ready to assist you. We have had Carrie be our primary Agent for some time now and she makes everything so simple to understand as well as so easy to attain we couldn't be happier with her!
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Very friendly and knowledgeable
Tammy B.
Hunter was excellent to work with and answered all of our questions, highly recommend!
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Phylliss J.
Have a great experience with Thiel Insurance every time I go there. Thank you all.
Elijah W.
Hunter is a great communicator and truly cares for his costumers! He has saved me money over and over again on my policies ! Fully recommend even for a quote !
Russ O.
Boyd and Carrie not only handled my insurance needs, but also brought to my attention the deficits of my current insurance coverage. Which has since been addressed.

I appreciate their prompt and professional service.
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Amazing amazing service! He helped me out go over my Arizona quotes and was extremely knowledgeable and fair. Felt complete trust with him
Aimee C.
Thanks for helping me with my car insurance
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Hailey P.
Hunter was great to work with! He was super helpful with answering all of my questions and also super fast, which I appreciated as I needed insurance for my business in a short time frame. I will be back for all of my insurance needs!
LeRoy D.
Our ins premiums were raised quite a bit from a national co so after 15 years with them it was time to see what what available. We'd rather have someone locally to work with so i found Theil ins on google. We're glad we did because they found us a company that gave much more coverage with less premium's and they were informative, fun, and painless to work with. Highly recomend them.
Haley F.
Fantastic customer service and great overall communication from employees. I love that they stay in touch with me and make sure that I am getting the best rate possible. Jarret has been great to talk to and he gets things done quick, which I appreciate. We bundle home and auto insurance and I would recommend them to anyone looking to switch for a better rate.
Ethan N.
Just got a quote from Hunter, who was extremely kind and professional. He explained to me what each policy covered in detail and made switching insurance super easy. Hunter was able to offer the same coverage for WAY cheaper than my current insurance provider (Allstate). Very happy customer of Thiel Insurance Group!
Stacie S.
Great experience with helping me pick the coverages I needed and going over my policies. Very friendly and easy to talk to and work with. Felt the were looking out for my best interest.
Kristin W.
We recently met with Boyd and he did a tremendous job of assisting us in searching for a thorough comparison of policies for auto and home insurance! He took the time to meet with us in person, discuss our options and answer all of our questions. We appreciate the care and personal attention he gave to us during this process and we would highly recommend Thiel Insurance Group LLC to anyone looking for a great local representative.
Ben J.
Thiel has been great and mainly because of their agents like Kim and Lisa. They are rockstars there and have helped me out tremendously. Extremely helpful. Extremely knowledgeable and you can definitely tell they love helping people. I haven't got to work with others there but I imagine they all have the same attitude. Kim, if you read this thank you so much for all you have done for me over the years. Thank you!
Michael L.
Extremely responsive and thorough. Regardless of the question or obstacle, my family has been able to get quick feedback, detailed explanations and communication that is clear and concise throughout the past decade. I have thrown a few curve balls their way in adjusting and redesigning my coverage and they have met everything with poise and professionalism. Strongly recommend.
steve S.
The best of the best
Brad W.
Jarret is great to work with. I have been with Thiel Insurance for over 20 years. The renewal came through this year and increased significantly, Jarret noticed it and took care of looking for another policy that would work for us. I recommend Thiel Insurance Group LLC to everyone.
Jeremy N.
Boyd Thiel and his wife are incredible and honest insurance professionals whether it be for your Home, Auto and Life, there are none better than Thiel Insurance Group. They are family and treat every customer as family. When you buy insurance it isn't a tangible product that you can see and touch You only know it's value when you have to use it and the customer service at the time of submitting a claim all the way through is without a doubt one of the biggest selling points in my mind for working with Boyd and family.

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Appleton Location

Thiel Insurance Group, LLC
620 N. Richmond St
Appleton, WI 54911
Phone: 920-739-6241
Fax: 920-739-3591

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Thiel Insurance Group, LLC
122 W. Kimberly Ave
Kimberly, WI 54136
Phone: 920-788-4131 
Toll-Free: 866-788-4131 
Fax: 920-788-6795

Hours

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8:30 – 5:00
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Most Anytime by Appointment

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